Bank · FDIC insured
First Federal Savings Bank of Mascoutah
Top CarrotA $207.3M bank headquartered in Mascoutah, IL, with 3 branches in Illinois. Best rates: CDs 4.27% and savings 1.00% APY.
First Federal Savings Bank of Mascoutah Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#21 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Savings Bank of Mascoutah
Founded in August 1913 as the Mascoutah Building and Loan Association, the institution was formed by local businessmen to provide long-term home mortgages to citizens with lower incomes.
Operating as a mutual savings bank, it offers products and services across three full-service locations in Mascoutah, New Baden, and Lebanon, Illinois.
- Headquarters
- 101 W Main St, Mascoutah, IL 62258
- FDIC certificate
- 30969 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
- First FSB of MascoutahMain office101 W Main St, Mascoutah, IL 62258Directions
- Lebanon Branch115 S Madison St, Lebanon, IL 62254Directions
- New Baden Branch1200 E Hanover St, New Baden, IL 62265Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.12% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio10.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.12%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Savings Bank of Mascoutah are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.