Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in New York, NY-NJ metro
Showing 76–100 of 140 scored for CDs
- United Teletech Financial3–8 mo 0.10% · 9–15 mo 4.35% · 16–30 mo 1.50% · 31–60 mo 3.00%
Credit union · 6 branches
80CD score#76 in New York, NY-NJ metro - Spencer Savings Bank3–8 mo 3.75% · 9–15 mo 3.85% · 16–30 mo 3.65% · 31–60 mo 0.65%
Bank · 27 branches
80CD score#77 in New York, NY-NJ metro - Generations United Federal Credit Union3–8 mo 4.08% · 9–15 mo 3.20% · 16–30 mo 3.30% · 31–60 mo —
Credit union · 1 branch
80CD score#78 in New York, NY-NJ metro - Maspeth Federal Savings3–8 mo 3.50% · 9–15 mo 3.80% · 16–30 mo 3.40% · 31–60 mo 3.50%
Bank · 7 branches
80CD score#79 in New York, NY-NJ metro - 79CD score#80 in New York, NY-NJ metro
- 78CD score#81 in New York, NY-NJ metro
- 77CD score#82 in New York, NY-NJ metro
- Ukrainian National Federal Credit Union3–8 mo 3.19% · 9–15 mo 3.80% · 16–30 mo 3.34% · 31–60 mo 3.29%
Credit union · 4 branches
77CD score#83 in New York, NY-NJ metro - Carver Federal Savings Bank3–8 mo 3.69% · 9–15 mo 3.59% · 16–30 mo 3.43% · 31–60 mo 3.17%
Bank · 7 branches
77CD score#84 in New York, NY-NJ metro - Cross County Savings Bank3–8 mo 2.20% · 9–15 mo 3.55% · 16–30 mo 3.55% · 31–60 mo 3.40%
Bank · 6 branches
77CD score#84 in New York, NY-NJ metro - H & E Telephone FCU3–8 mo 2.99% · 9–15 mo 3.20% · 16–30 mo 3.35% · 31–60 mo 3.61%
Credit union · 1 branch
76CD score#86 in New York, NY-NJ metro - Public Service Federal Credit Union3–8 mo 3.67% · 9–15 mo 3.57% · 16–30 mo 3.47% · 31–60 mo 2.72%
Credit union · 1 branch
76CD score#87 in New York, NY-NJ metro - East Orange VAH FCU3–8 mo 3.30% · 9–15 mo 3.82% · 16–30 mo 3.30% · 31–60 mo 3.05%
Credit union · 1 branch
76CD score#88 in New York, NY-NJ metro - 76CD score#89 in New York, NY-NJ metro
- The Finest Federal Credit Union3–8 mo — · 9–15 mo 3.56% · 16–30 mo 3.56% · 31–60 mo 3.30%
Credit union · 1 branch
76CD score#90 in New York, NY-NJ metro - PenFed Credit Union3–8 mo 2.70% · 9–15 mo 3.20% · 16–30 mo 3.40% · 31–60 mo 3.50%
Credit union · 1 branch
75CD score#91 in New York, NY-NJ metro - Advanced Financial Federal Credit Union3–8 mo 3.45% · 9–15 mo 3.61% · 16–30 mo 3.30% · 31–60 mo 3.30%
Credit union · 4 branches
75CD score#92 in New York, NY-NJ metro - The Bank of Princeton3–8 mo 1.50% · 9–15 mo 4.34% · 16–30 mo 1.50% · 31–60 mo 1.50%
Bank · 13 branches
75CD score#92 in New York, NY-NJ metro - 74CD score#94 in New York, NY-NJ metro
- First Point Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 3.30% · 31–60 mo 3.45%
Credit union · 1 branch
74CD score#95 in New York, NY-NJ metro - Community Financial Services3–8 mo 4.07% · 9–15 mo 2.78% · 16–30 mo 1.61% · 31–60 mo 1.77%
Credit union · 1 branch
73CD score#96 in New York, NY-NJ metro - The First Bank of Greenwich3–8 mo 0.10% · 9–15 mo 4.60% · 16–30 mo 0.30% · 31–60 mo 0.30%
Bank · 1 branch
73CD score#97 in New York, NY-NJ metro - 73CD score#98 in New York, NY-NJ metro
- Atlantic Health Employees Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 3.50%
Credit union · 2 branches
72CD score#99 in New York, NY-NJ metro - Long Island Alliance FCU3–8 mo 2.53% · 9–15 mo 2.28% · 16–30 mo 3.82% · 31–60 mo —
Credit union · 1 branch
71CD score#100 in New York, NY-NJ metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 188 of the 328 institutions with a branch in New York, NY-NJ metro have too few rates published or captured to score. Rankings are a preview, not awards.