Credit union · NCUA insured
Metro Realtors FCU
A $11.1M credit union headquartered in Melville, NY, with 1,599 members and 1 branch in New York. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs734.00%for 16–30 monthsCD rates →
- Savings—1.50%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Metro Realtors FCU
Based in Melville, New York, Metro Realtors Federal Credit Union was founded in 1972 as a financial service program for Long Island Board of Realtors (LIBOR) members.
The member-owned cooperative financial institution serves Realtors across New York State (including LIBOR and NYSAR), local boards, and their employees.
- Headquarters
- 535 Broadhollow Rd Ste A4, Melville, NY 11747
- NCUA charter
- 20857
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individual REALTORS in New York State (including LIBOR and NYSAR), local boards, and employees throughout New York State are eligible for membership.
Family and household
- Immediate-related family members of REALTORS are eligible for membership.
Cost to join
- New members must open a Share-Savings account with a minimum deposit of $25; there are no joining, membership, or service fees.
Branches
1 branch in New York
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New York
1 branch
- Metro Realtors Federal Credit UnionMain office535 Broadhollow Rd Ste A4, Melville, NY 11747Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.61% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -3.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio9.61%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-3.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Metro Realtors FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.