Bank · FDIC insured
GSL Savings Bank CD Rates
GSL Savings Bank’s best CD rate is 3.61% APY on a 2-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How GSL Savings Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where GSL Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
GSL Savings Bank
3.61%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $735
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
GSL Savings Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.14%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GSL Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.61%APY · 13 terms
Interest is compounded continuously and credited monthly. To obtain the APY, a minimum balance of $500.00 must be maintained each day. No additional deposits may be made into your account until the maturity date. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 2.05% | $17 |
| 3 months | 2.30% | $57 |
| 6 months | 3.35% | $166 |
| 7 months | 1.02% | $59 |
| 9 months | 2.62% | $196 |
| 11 months | 2.72% | $249 |
| 12 months | 3.45% | $345 |
| 13 months | 3.25% | $353 |
| 15 months | 3.25% | $408 |
| 18 months | 3.56% | $539 |
| 24 months | 3.61% | $735 |
| 30 months | 3.56% | $914 |
| 60 months | 3.14% | $1,672 |
Special-purpose accounts
Individual Retirement Accounts
Up to 3.61%APY · 5 terms
Available as Traditional or Roth IRA. Interest is compounded continuously and credited monthly. To obtain the APY, a minimum balance of $500.00 must be maintained each day. For fixed-rate accounts, no additional deposits may be made until maturity. Early withdrawal penalties may apply. Variable rates may change at any time without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed Rate | 3.35% | $166 |
| 12 monthsFixed Rate | 3.45% | $345 |
| 18 monthsFixed Rate | 3.56% | $539 |
| 24 monthsFixed Rate | 3.61% | $735 |
| 30 monthsFixed Rate | 3.56% | $914 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.