Credit union · NCUA insured
Ukrainian National Federal Credit Union CD Rates
Top CarrotUkrainian National Federal Credit Union’s best CD rate is 3.80% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Ukrainian National Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ukrainian National Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ukrainian National Federal Credit Union
3.80%APY
- Term
- 15 months
- Minimum
- $5,000
- Earns on $10,000
- $477
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Ukrainian National Federal Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.19%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.34%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ukrainian National Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 9 terms
Dividends on 3-month and 6-month share certificates are accrued daily and credited at maturity. Dividends on share certificates termed 12 months or longer are accrued daily and credited quarterly. Additions not permitted until maturity. Early withdrawal penalty applies (50% of dividend that would be earned over term on amount withdrawn). Membership eligibility required.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsDividends accrued daily and credited at maturity | 2.88% | — | 2.88% | $71 |
| 6 monthsDividends accrued daily and credited at maturity | 3.19% | — | 3.19% | $158 |
| 12 monthsDividends accrued daily and credited quarterly | 3.29% | — | 3.29% | $329 |
| 15 monthsSpecial offer; new funds only. Dividends accrued daily and credited quarterly | — | 3.80% | 3.80% | $477 |
| 18 monthsDividends accrued daily and credited quarterly | 3.34% | — | 3.34% | $505 |
| 24 monthsDividends accrued daily and credited quarterly | 3.09% | — | 3.09% | $627 |
| 36 monthsDividends accrued daily and credited quarterly | 3.19% | — | 3.19% | $987 |
| 48 monthsDividends accrued daily and credited quarterly | 3.24% | — | 3.24% | $1,360 |
| 60 monthsDividends accrued daily and credited quarterly | 3.29% | — | 3.29% | $1,757 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.55%APY · 2 terms
Dividends on IRA Share Certificates are accrued daily and credited quarterly. Membership eligibility and IRS IRA limitations apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends accrued daily and credited quarterly | 3.55% | $355 |
| 36 monthsDividends accrued daily and credited quarterly | 3.29% | $1,020 |
Who can join Ukrainian National Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Ukrainian Orthodox Cathedral of Holy Trinity in New York, NY are eligible to join.
- Members of the Ukrainian Orthodox Cathedral of St. Volodymyr in New York, NY are eligible to join.
- Members and employees of St. Andrew Ukrainian Orthodox Church in South Bound Brook, NJ are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Mission Parish – Ukrainian Catholic Church in Brooklyn, NY are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Ukrainian Catholic Church in New Brunswick, NJ are eligible to join.
- Members and employees of St. Michael the Archangel Ukrainian Catholic Church in Hillsborough, NJ are eligible to join.
2 more ways to join
Employers and groups
- Members and employees of St. Andrew's Ukrainian Orthodox Church of Atlanta in Cumming, GA are eligible to join.
- Members and employees of organizations affiliated with the Ukrainian community in New York, New Jersey, and Georgia are eligible to join.
Membership information collected October 5, 2026.