Credit union · NCUA insured
Long Island Alliance FCU
A $16M credit union headquartered in Hauppauge, NY, with 2,026 members and 1 branch in New York. Best rates: CDs 3.82% and savings 0.75% APY.
Long Island Alliance FCU Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#106 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Long Island Alliance FCU
Based in Hauppauge, New York, Long Island Alliance Federal Credit Union has been serving New York State employees and their families since 1938.
- Headquarters
- 250 Veterans Hwy, Hauppauge, NY 11788-5500
- NCUA charter
- 2782
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Hauppauge Public Library are eligible to join LIAFCU.
Military, government and schools
- Individuals who live on Long Island and are employed by the State of New York are eligible for membership.
Family and household
- Immediate family members and household members of existing LIAFCU members are eligible for membership.
Cost to join
- Opening a Savings Account with a $5 minimum deposit is required to become a member.
Branches
1 branch in New York
Loading map…
New York
1 branch
- Main BranchMain office250 Veterans Hwy, Hauppauge, NY 11788Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.08% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $18 | $59 | — |
- CapitalNet worth ratio14.08%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$18Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Long Island Alliance FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.