Bank · FDIC insured
Kearny Bank
A $7.7B bank, the 201st largest of 4,207, headquartered in Kearny, NJ, with 40 branches in 2 states. Best rates: CDs 3.80% and savings 0.05% APY.
Kearny Bank Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#144 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Kearny Bank
Founded in 1884 as Kearney Building and Loan Association, Kearny Bank is a New Jersey-based community bank with over 140 years of service.
- Headquarters
- 614 Kearny Ave, Kearny, NJ 07032
- FDIC certificate
- 28765 ↗
Branches
40 branches in 2 states
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New Jersey
37 branches
- Kearny BankMain office614 Kearny Ave, Kearny, NJ 07032Directions
- Riverwalk Branch675 Martinsville Rd, Basking Ridge, NJ 07920Directions
- Belmar Branch611 Main St, Belmar, NJ 07719Directions
- 122 Morristown Road122 Morristown Road, Bernardsville, NJ 07924Directions
- Bradley Beach Branch501 Main St, Bradley Beach, NJ 07720Directions
- Brick Branch2 Brick Blvd, Brick, NJ 08723Directions
- Caldwell Branch417 Bloomfield Ave, Caldwell, NJ 07006Directions
- 1055 Clifton Branch1055 Clifton Ave, Clifton, NJ 07013Directions
- Clifton Svgs Br1433 Van Houten Ave, Clifton, NJ 07013Directions
- Fair Lawn Branch33-11 Broadway, Fair Lawn, NJ 07410Directions
- 359 Lanza Avenue Branch369 Lanza Ave, Garfield, NJ 07026Directions
- Harrison Branch534 Harrison Ave, Harrison, NJ 07029Directions
- Lanoka Harbor Lacey Branch630 Main St, Lanoka Harbor, NJ 08734Directions
- Little Silver Branch700 Branch Ave, Little Silver, NJ 07739Directions
- Long Branch Branch627 2nd Ave, Long Branch, NJ 07740Directions
- Lyndhurst Branch307 Stuyvesant Ave, Lyndhurst, NJ 07071Directions
- Matawan Old Bridge Branch510 State Highway 34, Matawan, NJ 07747Directions
- Millington Branch1902 Long Hill Rd, Millington, NJ 07946Directions
- Milltown Branch270 Ryders Ln, Milltown, NJ 08850Directions
- Neptune City Branch300 W Sylvania Ave, Neptune, NJ 07753Directions
- North Arlington Branch80 Ridge Rd, North Arlington, NJ 07031Directions
- North Bergen8901 Kennedy Blvd, North Bergen, NJ 07047Directions
- Oakhurst Ocean Township Branch1903 Highway 35, Oakhurst, NJ 07755Directions
- Old Tappan Branch207 Old Tappan Rd, Old Tappan, NJ 07675Directions
- Pine Brook Branch267 Changebridge Rd, Pine Brook, NJ 07058Directions
- Point Pleasant Branch2201 Bridge Ave, Point Pleasant, NJ 08742Directions
- Pompton Plains Pequannock Branch917 Route 23, Pompton Plains, NJ 07444Directions
- Rutherford Branch252 Park Ave, Rutherford, NJ 07070Directions
- Sea Girt Branch2200 Route 35, Sea Girt, NJ 08750Directions
- Spring Lake Heights Branch700 Allaire Rd, Spring Lake, NJ 07762Directions
- Springfield Branch Office223 Mountain Ave, Springfield, NJ 07081Directions
- Toms River Branch827 Fischer Blvd, Toms River, NJ 08753Directions
- Wallington Branch259 Paterson Ave, Wallington, NJ 07057Directions
- Hamburg Turnpike Branch1158 Hamburg Tpke, Wayne, NJ 07470Directions
- West Orange Pleasantdale Branch487 Pleasant Valley Way, West Orange, NJ 07052Directions
- Wood-Ridge Branch250 Valley Blvd, Wood-Ridge, NJ 07075Directions
- Wyckoff Branch661 Wyckoff Ave, Wyckoff, NJ 07481Directions
New York
3 branches
- Greenpoint Branch875 Manhattan Ave, Brooklyn, NY 11222Directions
- Park Slope Branch478 5th Ave, Brooklyn, NY 11215Directions
- Staten Island Branch1400 Hylan Blvd, Staten Island, NY 10305Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.83% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.81% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.46% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio8.83%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.81%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.46%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Kearny Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.