Credit union · NCUA insured
Metro Realtors FCU CD Rates
Metro Realtors FCU’s best CD rate is 4.00% APY on an 18-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 16, 2026.
How Metro Realtors FCU’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Metro Realtors FCU has the most branches. $10,000, best rate first.
This credit union’s best
Metro Realtors FCU
4.00%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $606
CDs
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Metro Realtors FCU CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo2.60%
- 9–15 months9–15 mo2.35%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metro Realtors FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CDs
Up to 4.00%APY · 3 terms
A penalty may be imposed for early withdrawal on CDs (penalty may reduce principal). If CD renews automatically, at maturity the interest rate will be the prevailing renewal rate in effect.
| Term | APY · Up to $10,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsMinimum deposit of $500 | — | 2.60% | 2.60% | $129 |
| 12 monthsMinimum deposit of $500 | — | 2.35% | 2.35% | $235 |
| 18 monthsFor new members. Maximum deposit of $10,000 | 4.00% | — | 4.00% | $606 |
Sources (1)
- mrfcu.com/Rates · captured Sep 17, 2026
Who can join Metro Realtors FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individual REALTORS in New York State (including LIBOR and NYSAR), local boards, and employees throughout New York State are eligible for membership.
Family and household
- Immediate-related family members of REALTORS are eligible for membership.
Cost to join
- New members must open a Share-Savings account with a minimum deposit of $25; there are no joining, membership, or service fees.
Membership information collected October 5, 2026.