Bank · FDIC insured
GSL Savings Bank
A $151.2M bank headquartered in Guttenberg, NJ, with 2 branches in New Jersey. Best rates: CDs 3.61% and savings 2.52% APY.
GSL Savings Bank Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#69 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About GSL Savings Bank
Founded in 1907, GSL Savings Bank is headquartered in Guttenberg, New Jersey.
Serving Hudson and Bergen Counties, the bank has entered into an agreement to merge with Bogota Savings Bank.
- Headquarters
- 6823 Bergenline Ave, Guttenberg, NJ 07093
- FDIC certificate
- 28708 ↗
Branches
2 branches in New Jersey
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New Jersey
2 branches
- GSL Savings BankMain office6823 Bergenline Ave, Guttenberg, NJ 07093Directions
- 215 Bergen Boulevard Branch215 Bergen Blvd, Fairview, NJ 07022Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.22% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio7.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.22%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of GSL Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.