Credit union · NCUA insured
Long Island Alliance FCU CD Rates
Long Island Alliance FCU’s best CD rate is 3.82% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Long Island Alliance FCU’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Long Island Alliance FCU has the most branches. $10,000, best rate first.
This credit union’s best
Long Island Alliance FCU
3.82%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $779
Share Certificate
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Long Island Alliance FCU CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo2.28%
- 16–30 months16–30 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Long Island Alliance FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.82%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividend payment at maturity | 2.02% | $50 |
| 6 monthsDividend payment at maturity | 2.53% | $126 |
| 12 monthsDividend payment quarterly | 2.28% | $228 |
| 24 monthsDividend payment quarterly | 3.82% | $779 |
Sources (2)
All captured Oct 5, 2026
Who can join Long Island Alliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Hauppauge Public Library are eligible to join LIAFCU.
Military, government and schools
- Individuals who live on Long Island and are employed by the State of New York are eligible for membership.
Family and household
- Immediate family members and household members of existing LIAFCU members are eligible for membership.
Cost to join
- Opening a Savings Account with a $5 minimum deposit is required to become a member.
Membership information collected October 5, 2026.