Bank · FDIC insured
Bankwell CD Rates
Bankwell’s best CD rate is 3.80% APY on a 1-year CD. Terms run from 6 months to 18 months. Rates checked October 4, 2026.
How Bankwell’s CD rates compare
Compared with banks and credit unions near Bridgeport, CT, where Bankwell has the most branches. $10,000, best rate first.
This bank’s best
Bankwell
3.80%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $380
12 Month CD
Top rate
The First Bank of Greenwich
4.60%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $499
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Bankwell CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.25%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bankwell ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12 Month CD
3.80%APY · 1 term
Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions | 3.80% | $380 |
Sources (1)
- mybankwell.com/resources/bankwell-rates · captured Sep 19, 2026
Digital 7 Month CD
3.75%APY · 1 term
Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions | 3.75% | $217 |
Sources (1)
- mybankwell.com/resources/bankwell-rates · captured Sep 19, 2026
6 Month CD
3.70%APY · 1 term
Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions | 3.70% | $183 |
Sources (1)
- mybankwell.com/resources/bankwell-rates · captured Sep 19, 2026
18 Month CD
3.25%APY · 1 term
Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsRate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions | 3.25% | $491 |
Sources (1)
- mybankwell.com/resources/bankwell-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.