Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Memphis, TN-MS-AR metro
Showing 1–25 of 35 scored for CDs
- Leaders Credit Union3–8 mo 2.50% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%
Credit union · 2 branches
90CD score#1 in Memphis, TN-MS-AR metro - UT Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 3.25% · 31–60 mo 4.00%
Credit union · 1 branch
89CD score#2 in Memphis, TN-MS-AR metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 3 branches
88CD score#3 in Memphis, TN-MS-AR metro - Memphis City Employees Credit Union3–8 mo 4.06% · 9–15 mo 3.85% · 16–30 mo 3.44% · 31–60 mo 3.55%
Credit union · 6 branches
86CD score#4 in Memphis, TN-MS-AR metro - Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%
Credit union · 1 branch
86CD score#5 in Memphis, TN-MS-AR metro - First National Bank of Eastern Arkansas3–8 mo 3.80% · 9–15 mo 4.07% · 16–30 mo 3.56% · 31–60 mo 3.56%
Bank · 4 branches
86CD score#6 in Memphis, TN-MS-AR metro - FedEx Employees Credit Association3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.25%
Credit union · 5 branches
85CD score#7 in Memphis, TN-MS-AR metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 1 branch
81CD score#8 in Memphis, TN-MS-AR metro - 81CD score#9 in Memphis, TN-MS-AR metro
- 81CD score#10 in Memphis, TN-MS-AR metro
- Orion Financial3–8 mo 3.00% · 9–15 mo 2.75% · 16–30 mo 3.50% · 31–60 mo 3.50%
Credit union · 10 branches
76CD score#11 in Memphis, TN-MS-AR metro - Southern Security Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.45% · 16–30 mo 3.30% · 31–60 mo 2.75%
Credit union · 6 branches
75CD score#12 in Memphis, TN-MS-AR metro - 74CD score#13 in Memphis, TN-MS-AR metro
- 73CD score#14 in Memphis, TN-MS-AR metro
- 72CD score#15 in Memphis, TN-MS-AR metro
- Southeast Financial Credit Union3–8 mo 2.50% · 9–15 mo 2.85% · 16–30 mo 3.00% · 31–60 mo 3.35%
Credit union · 1 branch
70CD score#16 in Memphis, TN-MS-AR metro - HealthNet Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.25% · 16–30 mo 2.75% · 31–60 mo 2.50%
Credit union · 3 branches
69CD score#17 in Memphis, TN-MS-AR metro - UPS Employees Credit Union3–8 mo 2.50% · 9–15 mo 3.50% · 16–30 mo 3.00% · 31–60 mo —
Credit union · 1 branch
67CD score#18 in Memphis, TN-MS-AR metro - Hope Credit Union3–8 mo 0.75% · 9–15 mo 3.05% · 16–30 mo 2.87% · 31–60 mo 2.94%
Credit union · 5 branches
67CD score#19 in Memphis, TN-MS-AR metro - FedTrust Federal Credit Union3–8 mo 3.04% · 9–15 mo 3.04% · 16–30 mo 2.52% · 31–60 mo 2.27%
Credit union · 4 branches
66CD score#20 in Memphis, TN-MS-AR metro - Kemba Delta Federal Credit Union3–8 mo 2.50% · 9–15 mo 2.75% · 16–30 mo 3.00% · 31–60 mo —
Credit union · 1 branch
65CD score#21 in Memphis, TN-MS-AR metro - First South Financial3–8 mo 2.98% · 9–15 mo 3.03% · 16–30 mo 2.50% · 31–60 mo 2.02%
Credit union · 12 branches
65CD score#22 in Memphis, TN-MS-AR metro - Methodist Healthcare Federal Credit Union3–8 mo 2.80% · 9–15 mo 3.05% · 16–30 mo 2.60% · 31–60 mo —
Credit union · 4 branches
65CD score#23 in Memphis, TN-MS-AR metro - CenturyFirst FCU3–8 mo 1.35% · 9–15 mo 1.85% · 16–30 mo 2.05% · 31–60 mo 2.55%
Credit union · 2 branches
64CD score#24 in Memphis, TN-MS-AR metro - 64CD score#25 in Memphis, TN-MS-AR metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 44 of the 79 institutions with a branch in Memphis, TN-MS-AR metro have too few rates published or captured to score. Rankings are a preview, not awards.