Credit union · NCUA insured
CenturyFirst FCU CD Rates
CenturyFirst FCU’s best CD rate is 2.55% APY on a 4-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How CenturyFirst FCU’s CD rates compare
Compared with banks and credit unions near Hattiesburg, MS, where CenturyFirst FCU has the most branches. $10,000, best rate first.
This credit union’s best
CenturyFirst FCU
2.55%APY
- Term
- 48 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,060
Certificate Account
Top rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $656
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
CenturyFirst FCU CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo1.35%
- 9–15 months9–15 mo1.85%
- 16–30 months16–30 mo2.05%
- 31–60 months31–60 mo2.55%
- QualifiedQualified2.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CenturyFirst FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Account
Up to 2.55%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid quarterly | 1.10% | $27 |
| 6 monthsDividends paid quarterly | 1.35% | $67 |
| 12 monthsDividends paid quarterly | 1.85% | $185 |
| 24 monthsDividends paid quarterly | 2.05% | $414 |
| 36 monthsDividends paid quarterly | 2.40% | $737 |
| 48 monthsDividends paid quarterly | 2.55% | $1,060 |
| 60 monthsDividends paid quarterly | 2.55% | $1,342 |
Sources (1)
- centuryfirstfcu.com/investment-rates · captured Sep 24, 2026
Special-purpose accounts
IRA Certificate
Up to 2.55%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid quarterly | 1.10% | $27 |
| 6 monthsDividends paid quarterly | 1.35% | $67 |
| 12 monthsDividends paid quarterly | 1.85% | $185 |
| 24 monthsDividends paid quarterly | 2.05% | $414 |
| 36 monthsDividends paid quarterly | 2.40% | $737 |
| 48 monthsDividends paid quarterly | 2.55% | $1,060 |
| 60 monthsDividends paid quarterly | 2.55% | $1,342 |
Sources (1)
- centuryfirstfcu.com/investment-rates · captured Sep 24, 2026
Who can join CenturyFirst FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in most of Forrest, Lamar, Jones, and Hinds County (and legal entities located within) are eligible to join.
Employers and groups
- Employees of sponsor organizations are eligible to join CFFCU.
Military, government and schools
- Civilian employees of the U.S. Government or U.S. Postal Service working in Forest, Jones, Lamar, Perry, Stone, or Covington Counties in Mississippi are eligible for membership.
- University of Southern Mississippi staff, faculty, students, Southern Miss Alumni Association members, and affiliated organizations across all campus locations are eligible for membership.
Family and household
- Immediate family members of an existing Credit Union member are eligible to join.
Other ways
- Spouses of deceased eligible members, credit union employees, retirees/pensioners from qualifying employment, and their immediate families or households are eligible for membership.
Cost to join
- Membership requires opening a share account and maintaining a balance of $25.
Membership information collected October 4, 2026.