Methodist Healthcare Federal Credit Union CD Rates

How Methodist Healthcare Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Memphis, TN-MS-AR, where Methodist Healthcare Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Methodist Healthcare Federal Credit Union
3.05%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$305
Share Certificate
Top rate
Paragon Bank
4.39%APY
Term
13 months
Requires
Another account
Minimum
$1,000
Earns on $10,000
$476
Paragon Bank rates
2nd-highest rate
UT Federal Credit Union
4.25%APY
Term
7 months
Requires
None
Minimum
$5,000
Earns on $10,000
$246
UT Federal Credit Union rates

Compare CD rates near you →

CD score

Higher than 13% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.80%
9–15 months9–15 mo3.05%
16–30 months16–30 mo2.60%
QualifiedQualified3.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Methodist Healthcare Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificate

Up to 3.05%APY · 5 termsFrom $500 to open

Compounded and credited quarterly. Penalty may be imposed for withdrawal before maturity. Rates subject to change weekly. Membership open to Methodist Le Bonheur Healthcare associates, affiliated groups, and their families.

Earnings on $10,000 over the term.
Term	APY · $500 – $1,000	APY · $1,000 – $10,000	APY · $10,000 – $49,999	APY · $50,000 and up	APY	Earns on $10,000Earns
3 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	—	0.95%	1.05%	1.15%	1.05%0.95% $1k–$10k1.15% from $50k	$26
6 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	1.75%	2.55%	2.80%	2.95%	2.80%1.75% $500–$10002.55% $1k–$10k2.95% from $50k	$139
12 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	—	2.80%	3.05%	3.20%	3.05%2.80% $1k–$10k3.20% from $50k	$305
18 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	—	2.35%	2.55%	2.75%	2.55%2.35% $1k–$10k2.75% from $50k	$385
24 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	—	2.40%	2.60%	2.80%	2.60%2.40% $1k–$10k2.80% from $50k	$527

Sources (1)

methodistcu.org/index.php/shares-2/certificate-rates · captured Oct 15, 2026

Special-purpose accounts

IRA Certificate

Up to 3.05%APY · 2 termsIRAFrom $2,000 to open

Earnings on $10,000 over the term.
Term	APY · $2,000 – $10,000	APY · $10,000 – $50,000	APY · $50,000 and up	APY	Earns on $10,000Earns
12 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	2.80%	3.05%	3.20%	3.05%2.80% $2k–$10k3.20% from $50k	$305
18 monthsQuarterly compounding and crediting. Penalty for early withdrawal may apply	2.35%	2.55%	2.75%	2.55%2.35% $2k–$10k2.75% from $50k	$385

Sources (1)

methodistcu.org/index.php/shares-2/certificate-rates · captured Oct 15, 2026

Who can join Methodist Healthcare Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Membership is available to eligible affiliates.
Membership is available to Methodist Le Bonheur Healthcare associates.

Family and household

Membership is available to immediate family members of eligible members.

Cost to join

There is a one-time .25 cent membership fee.
Opening a membership requires a share savings account with a minimum opening deposit of $5.25, with $5.00 remaining in the share account for good standing.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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