Credit union · NCUA insured
Southern Security Federal Credit Union CD Rates
Top CarrotSouthern Security Federal Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Southern Security Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Southern Security Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southern Security Federal Credit Union
3.70%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $183
Share Certificates
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
Southern Security Federal Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Security Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.70%APY · 6 terms
Terms from 91 days to 5 years. Minimum balance of $500. Certificates auto-renew unless otherwise directed.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $10,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | — | 3.65% | 3.70% | 3.75% | 3.65%3.70% from $10k3.75% from $50k | $181 |
| 12 months | 3.40% | — | 3.45% | 3.50% | 3.40%3.45% from $10k3.50% from $50k | $340 |
| 18 months | 3.25% | — | 3.30% | 3.35% | 3.25%3.30% from $10k3.35% from $50k | $491 |
| 24 months | 3.00% | — | 3.05% | 3.10% | 3.00%3.05% from $10k3.10% from $50k | $609 |
| 36 months | 2.75% | — | — | — | 2.75% | $848 |
| 48 months | 2.75% | — | — | — | 2.75% | $1,146 |
Sources (2)
All captured Sep 18, 2026
Who can join Southern Security Federal Credit Union
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