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Credit union · NCUA insured

Kemba Delta Federal Credit Union CD Rates

Kemba Delta Federal Credit Union’s best CD rate is 3.00% APY on an 18-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 15, 2026.

How Kemba Delta Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Tampa, FL, where Kemba Delta Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Kemba Delta Federal Credit Union

    3.00%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $453

    Share Certificates

  • Top rate

    Raymond James Bank

    5.25%APY

    Term
    60 months
    Minimum
    $2,000
    Earns on $10,000
    $2,915

    Raymond James Bank rates

  • 2nd-highest rate

    Together Credit Union

    4.50%APY

    Term
    11 months
    Minimum
    $1,000
    Earns on $10,000
    $412

    Together Credit Union rates

Compare CD rates near you →

Kemba Delta Federal Credit Union CD score

65

CD score

Higher than 13% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.50%
  • 9–15 months9–15 mo2.75%
  • 16–30 months16–30 mo3.00%
  • QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Kemba Delta Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Kemba Delta Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Active or retired employees of the Kroger Delta Division are eligible for membership.

Family and household

  • Immediate family members of current Kemba Delta FCU members are eligible to join.

Cost to join

  • There are no membership fees.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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