Credit union · NCUA insured
HealthNet Federal Credit Union CD Rates
HealthNet Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How HealthNet Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where HealthNet Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HealthNet Federal Credit Union
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $173
Share Certificates
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
HealthNet Federal Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HealthNet Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.50%APY · 8 terms
Fixed-rate. Minimum investment $1,000. Wide variety of terms available 6 to 60 months. Rates subject to change at any time and not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 8 monthsSpecial offer | 3.50% | $232 |
| 12 months | 3.25% | $325 |
| 18 months | 2.50% | $377 |
| 24 months | 2.75% | $558 |
| 36 months | 2.50% | $769 |
| 48 months | 2.25% | $931 |
| 60 months | 2.25% | $1,177 |
Special-purpose accounts
IRA Certificate
Up to 3.25%APY · 5 terms
Fixed-rate. Interest paid at maturity. Annual maintenance fee $60. Rates subject to change at any time and not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest paid at maturity | 3.25% | $325 |
| 24 monthsInterest paid at maturity | 2.75% | $558 |
| 36 monthsInterest paid at maturity | 2.50% | $769 |
| 48 monthsInterest paid at maturity | 2.25% | $931 |
| 60 monthsInterest paid at maturity | 2.25% | $1,177 |
Who can join HealthNet Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Baptist Memorial Healthcare are eligible for membership.
- Employees, independent contractors, or self-employed persons who work regularly in the healthcare industry in specified counties in Tennessee (Shelby, Lauderdale, Henderson), Mississippi (Desoto, Lafayette, Union, Prentiss, St. Francis), or Arkansas (Fulton) are eligible for membership.
Membership information collected October 5, 2026.