Credit union · NCUA insured
Leaders Credit Union
Top CarrotA $1.3B credit union, the 377th largest of 4,329, headquartered in Jackson, TN, with 90,743 members and 10 branches in Tennessee. Best rates: CDs 5.00% and savings 3.50% APY.
Leaders Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 9 in Jackson, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Leaders Credit Union
Leaders Credit Union is a member-owned financial cooperative based in Jackson, Tennessee, founded in 1957.
Originally established to serve area teachers as Jackson-Madison County Teachers Credit Union, it adopted its current name in 1996 as membership expanded.
- Headquarters
- 87 Murray Guard Dr Ste A, Jackson, TN 38305-3775
- NCUA charter
- 61185
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone living, working, worshiping, or attending school in Madison, Chester, Dyer, Haywood, Lake, Lauderdale, or McNairy Counties (TN), Crittenden County (AR), or designated parts of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, and Weakley Counties (TN).
Employers and groups
- Eligibility is open to members and employees of Associational Groups including Leaders Education Foundation, Boys and Girls Club of West TN, and the Jackson Theater Guild.
- Eligibility is open to individuals who work in education, healthcare, or communications.
- Eligibility is open to employees of businesses located in Obion County, Tennessee with fewer than 500 full-time employees.
- Eligibility is open to employees of Select Employer Groups (SEGs).
Family and household
- Eligibility is open to family members of individuals who qualify for membership.
Branches
10 branches in Tennessee
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Tennessee
10 branches
Jackson area · 6
- Maplewood2673 N Highland Ave, Jackson, TN 38305Directions
- N. Highland1956 N Highland Ave, Jackson, TN 38305Directions
- Oil Well214 Oil Well Rd, Jackson, TN 38305Directions
- South1311 S Highland Ave, Jackson, TN 38301Directions
- Thomsen Farms1490 Union University Dr, Jackson, TN 38305Directions
- Milan15431 S First St, Milan, TN 38358Directions
Memphis area · 2
- Arlington5530 Airline Rd, Arlington, TN 38002Directions
- Bartlett2724 Summer Oaks Dr, Bartlett, TN 38134Directions
Dyersburg area · 1
- Dyersburg382 US Highway 51 Byp W Ste 2, Dyersburg, TN 38024Directions
Union City area · 1
- Union City1500 S 1st St, Union City, TN 38261Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.71% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.64% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.44% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalNet worth ratio10.71%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.64%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.44%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Leaders Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.