Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Detroit, MI metro
Showing 1–25 of 67 scored for CDs
- Genisys Credit Union3–8 mo 4.30% · 9–15 mo 4.35% · 16–30 mo 4.50% · 31–60 mo 4.08%
Credit union · 26 branches
98CD score#1 in Detroit, MI metro - Christian Financial Credit Union3–8 mo 2.00% · 9–15 mo 4.50% · 16–30 mo 4.50% · 31–60 mo 3.75%
Credit union · 12 branches
93CD score#2 in Detroit, MI metro - Michigan Schools & Government Credit Union3–8 mo 2.50% · 9–15 mo 4.55% · 16–30 mo 4.45% · 31–60 mo 3.50%
Credit union · 22 branches
93CD score#3 in Detroit, MI metro - DFCU Financial3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.40% · 31–60 mo 3.25%
Credit union · 19 branches
93CD score#4 in Detroit, MI metro - Extra Credit Union3–8 mo 3.80% · 9–15 mo 4.06% · 16–30 mo 4.16% · 31–60 mo 4.37%
Credit union · 2 branches
92CD score#5 in Detroit, MI metro - Cornerstone Community Financial Credit Union3–8 mo 4.40% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 2.52%
Credit union · 7 branches
92CD score#6 in Detroit, MI metro - Community Choice Credit Union3–8 mo 4.15% · 9–15 mo 4.26% · 16–30 mo 4.30% · 31–60 mo 0.50%
Credit union · 17 branches
91CD score#7 in Detroit, MI metro - 90CD score#8 in Detroit, MI metro
- Community Focus Federal Credit Union3–8 mo 4.30% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 3.85%
Credit union · 4 branches
89CD score#9 in Detroit, MI metro - Chief Financial Credit Union3–8 mo 3.50% · 9–15 mo 4.29% · 16–30 mo 4.45% · 31–60 mo 0.75%
Credit union · 4 branches
89CD score#10 in Detroit, MI metro - MSU Federal Credit Union3–8 mo 3.80% · 9–15 mo 3.90% · 16–30 mo 4.15% · 31–60 mo 4.25%
Credit union · 8 branches
89CD score#10 in Detroit, MI metro - 89CD score#12 in Detroit, MI metro
- InTouch Credit Union3–8 mo 4.10% · 9–15 mo 4.15% · 16–30 mo 3.80% · 31–60 mo 3.50%
Credit union · 2 branches
89CD score#12 in Detroit, MI metro - People Driven Credit Union3–8 mo 2.65% · 9–15 mo 4.55% · 16–30 mo 4.15% · 31–60 mo 2.50%
Credit union · 4 branches
89CD score#14 in Detroit, MI metro - Dort Financial Credit Union3–8 mo 4.60% · 9–15 mo 3.50% · 16–30 mo 3.65% · 31–60 mo 3.90%
Credit union · 3 branches
89CD score#15 in Detroit, MI metro - Wings Credit Union3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.10% · 31–60 mo 4.15%
Credit union · 1 branch
89CD score#16 in Detroit, MI metro - Superior National Bank3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.00% · 31–60 mo 4.30%
Bank · 2 branches
89CD score#17 in Detroit, MI metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 1 branch
88CD score#18 in Detroit, MI metro - orsa credit union3–8 mo 4.00% · 9–15 mo 2.29% · 16–30 mo 4.50% · 31–60 mo 1.10%
Credit union · 9 branches
87CD score#19 in Detroit, MI metro - LOC Credit Union3–8 mo 3.15% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.55%
Credit union · 6 branches
87CD score#20 in Detroit, MI metro - 87CD score#20 in Detroit, MI metro
- Sovita Credit Union3–8 mo 3.95% · 9–15 mo 3.94% · 16–30 mo 3.85% · 31–60 mo 3.85%
Credit union · 1 branch
87CD score#22 in Detroit, MI metro - Diversified Members Credit Union3–8 mo 3.40% · 9–15 mo 5.15% · 16–30 mo 3.60% · 31–60 mo 3.00%
Credit union · 4 branches
87CD score#23 in Detroit, MI metro - Polish-American FCU3–8 mo 3.99% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.60%
Credit union · 2 branches
87CD score#24 in Detroit, MI metro - Public Service Credit Union3–8 mo 4.05% · 9–15 mo 3.55% · 16–30 mo 3.50% · 31–60 mo 3.75%
Credit union · 11 branches
87CD score#25 in Detroit, MI metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 32 of the 99 institutions with a branch in Detroit, MI metro have too few rates published or captured to score. Rankings are a preview, not awards.