Credit union · NCUA insured
People Driven Credit Union
Top CarrotA $514.8M credit union headquartered in Southfield, MI, with 25,220 members and 5 branches in Michigan. Best rates: CDs 4.55% and savings 3.25% APY.
People Driven Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#4 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About People Driven Credit Union
Founded in 1928 in Detroit as a safe harbor during a financial crisis, People Driven Credit Union serves individuals, families, and businesses across Michigan.
The member-owned credit union is headquartered in Michigan and operates five branch locations in Livonia, Southfield, Warren, Romeo, and Ypsilanti.
- Headquarters
- 24333 Lahser Rd, Southfield, MI 48033-6041
- NCUA charter
- 61068
Branches
5 branches in Michigan
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Michigan
5 branches
Detroit area · 4
- Main OfficeMain office24333 Lahser Rd, Southfield, MI 48033Directions
- Livonia Branch37401 Plymouth Rd, Livonia, MI 48150Directions
- Romeo Branch141 S Main St, Romeo, MI 48065Directions
- Eastside Branch30897 Mound Rd, Warren, MI 48092Directions
Ann Arbor area · 1
- Ypsilanti Branch5397 W Michigan Ave, Ypsilanti, MI 48197Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.73% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio10.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.73%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of People Driven Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.