Bank · FDIC insured
Superior National Bank
A $1B bank headquartered in Hancock, MI, with 10 branches in Michigan. Best rates: CDs 4.30% and savings 1.40% APY.
Superior National Bank Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#4 of 6 in Houghton, MI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Superior National Bank
Superior National Bank traces its roots to 1890 in Hancock, Michigan, where it remains headquartered today.
After establishing Superior Trust Company in 1902 and merging in 1941, the bank later acquired Commercial National Bank of L'Anse in 2009 and North Star Financial Holdings in 2020.
- Headquarters
- 235 Quincy St, Hancock, MI 49930
- FDIC certificate
- 5058 ↗
Branches
10 branches in Michigan
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Michigan
10 branches
Houghton area · 6
- Superior National BankMain office235 Quincy St, Hancock, MI 49930Directions
- Calumet Branch56788 Station Dr, Calumet, MI 49913Directions
- Hancock Drive-Thru Branch229 E Franklin St, Hancock, MI 49930Directions
- Econo Foods Branch1000 W Sharon Ave, Houghton, MI 49931Directions
- Sharon Centre Office Branch901 W Sharon Ave, Houghton, MI 49931Directions
- Lake Linden Branch53115 State Highway M26, Lake Linden, MI 49945Directions
Detroit area · 2
- Bloomfield Hills Branch2500 W Maple Rd, Bloomfield Hills, MI 48301Directions
- Troy Branch363 W Big Beaver Rd, Troy, MI 48084Directions
Baraga area · 1
- Baraga Branch201 S Superior Ave, Baraga, MI 49908Directions
L'Anse area · 1
- L'Anse Branch1 East Broad Street, L'Anse, MI 49946Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.70% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.65% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.17% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $77 | $88 | — |
- CapitalLeverage ratio11.70%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$77Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Superior National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.