Credit union · NCUA insured
Genisys Credit Union
Top CarrotA $6.4B credit union, the 62nd largest of 4,329, headquartered in Auburn Hills, MI, with 293,736 members and 33 branches in 2 states. Best rates: CDs 4.50% and savings 1.51% APY.
Genisys Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#8 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Genisys Credit Union
Genisys Credit Union is a member-owned, not-for-profit credit union.
- Headquarters
- 2100 Executive Hills Dr, Auburn Hills, MI 48326-2947
- NCUA charter
- 68536
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can join Genisys Credit Union.
Where you live or work
- Businesses located in all of Michigan are eligible to join.
- Businesses located in Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota are eligible to join.
- Businesses located in Montgomery County in Pennsylvania are eligible to join.
Employers and groups
- Businesses and individuals affiliated with one of almost 450 select employee or associational groups are eligible for membership.
Branches
33 branches in 2 states
Loading map…
Michigan
30 branches
Detroit area · 26
- Corporate HeadquartersMain office2100 Executive Hills Dr, Auburn Hills, MI 48326Directions
- 23 Auburn Hills2100 Executive Hills Dr, Auburn Hills, MI 48326Directions
- 28 Chesterfield Twp.47930 Gratiot Ave, Chesterfield, MI 48051Directions
- 25 Clarkston - Sashabaw6330 Sashabaw Rd, Clarkston, MI 48346Directions
- 7 Clarkston - Dixie7357 Deer Lake Rd, Clarkston, MI 48346Directions
- 27 Clinton Twp17498 Hall Rd, Clinton Township, MI 48038Directions
- 17 Commerce2445 Union Lake Rd, Commerce Twp, MI 48382Directions
- 24 Marysville207 Huron Blvd, Marysville, MI 48040Directions
- 6 Orion4055 S Lapeer Rd, Orion, MI 48359Directions
- 11 Ortonville1101 S Ortonville Rd, Ortonville, MI 48462Directions
- 10 Oxford120 S Washington St, Oxford, MI 48371Directions
- 20 Plymouth13000 N Haggerty Rd, Plymouth, MI 48170Directions
- 1 Pontiac44400 Woodward Ave, Pontiac, MI 48341Directions
- 12 Rochester Hills1611 S Rochester Rd, Rochester Hills, MI 48307Directions
- 30 Rochester Hills - Crooks2881 Crooks Rd, Rochester Hills, MI 48309Directions
- 15 Royal Oak530 N Main St, Royal Oak, MI 48067Directions
- 31 Shelby Twp.49675 Van Dyke Ave, Shelby Township, MI 48317Directions
- 33 Schoenherr13630 21 Mile Rd, Shelby Township, MI 48315Directions
- 19 Sterling Heights35790 Van Dyke Ave, Sterling Heights, MI 48312Directions
- 26 Troy1960 E Big Beaver Rd, Troy, MI 48083Directions
- 2 Belleville10444 Belleville Rd, Van Buren Township, MI 48111Directions
- 16 Waterford - Walton2960 W Walton Blvd, Waterford, MI 48329Directions
- 3 Waterford - M597372 Highland Rd, Waterford, MI 48327Directions
- 8 Waterford - Dixie Hwy4416 Dixie Hwy, Waterford, MI 48329Directions
- 9 White Lake3671 Highland Rd, White Lake, MI 48383Directions
- 14 Wixom160 N Wixom Rd, Wixom, MI 48393Directions
Flint area · 3
- 34 Clio300 Smith St, Clio, MI 48420Directions
- 32 Fenton15405 Silver Pkwy, Fenton, MI 48430Directions
- 36 Grand Blanc2343 E Hill Rd, Grand Blanc, MI 48439Directions
Vassar area · 1
- 35 Vassar659 State Rd, Vassar, MI 48768Directions
Minnesota
3 branches
- 29 Eagan3300 Central Park Village Dr, Eagan, MN 55121Directions
- 18 Lakeville16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044Directions
- 22 Roseville2501 Fairview Ave N, Roseville, MN 55113Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.47% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.09% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.75% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalNet worth ratio15.47%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.09%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.75%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Genisys Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.