Bank · FDIC insured
Superior National Bank CD Rates
Superior National Bank’s best CD rate is 4.30% APY on a 4-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Superior National Bank’s CD rates compare
Compared with banks and credit unions near Houghton, MI, where Superior National Bank has the most branches. $10,000, best rate first.
This bank’s best
Superior National Bank
4.30%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,834
Certificate of Deposit (CD)
Top rate
Flagstar Bank
4.30%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $430
2nd-highest rate
Peninsula Federal Credit Union
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
Superior National Bank CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.30%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.30%APY · 7 terms
$500 minimum deposit. Annual Percentage Yield (APY) is compounded quarterly (except 182-day CD). A penalty may be imposed for early withdrawal. Accounts closed within the first 90 days are subject to a $25 service charge.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 Day (6 months). Interest paid at maturity and cannot be compounded. A penalty may be imposed for early withdrawal | 3.80% | $188 |
| 12 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 3.85% | $385 |
| 18 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 3.95% | $598 |
| 24 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 4.00% | $816 |
| 36 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 4.25% | $1,330 |
| 48 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 4.30% | $1,834 |
| 60 monthsAPY is compounded quarterly. A penalty may be imposed for early withdrawal | 4.30% | $2,343 |
Opening an account
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