Credit union · NCUA insured
orsa credit union
Top CarrotA $1.5B credit union, the 337th largest of 4,329, headquartered in Plymouth, MI, with 86,442 members and 13 branches in Michigan. Best rates: CDs 4.50% and savings 1.10% APY.
orsa credit union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#25 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About orsa credit union
- Headquarters
- 500 S Harvey St, Plymouth, MI 48170-1759
- NCUA charter
- 68631
Branches
13 branches in Michigan
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Michigan
13 branches
Detroit area · 9
- Corporate Office PlymouthMain office500 S Harvey St, Plymouth, MI 48170Directions
- Community Financial Canton Center6355 N Canton Center Rd, Canton, MI 48187Directions
- Community Financial Michigan Ave47463 Michigan Ave, Canton, MI 48188Directions
- Detroit - Grand River22326 Grand River Ave, Detroit, MI 48219Directions
- Community Financial Livonia East15251 Middlebelt Rd, Livonia, MI 48154Directions
- Community Financial Northville400 E Main St, Northville, MI 48167Directions
- West Bloomfield7400 Orchard Lake Rd, West Bloomfield, MI 48322Directions
- Community Financial Westland7440 N Wayne Rd, Westland, MI 48185Directions
- Community Financial Wixom28607 S Wixom Rd, Wixom, MI 48393Directions
Atlanta area · 1
- Community Financial Atlanta12483 State St, Atlanta, MI 49709Directions
Gaylord area · 1
- Community Financial North Gaylord1360 W Main St, Gaylord, MI 49735Directions
Hillman area · 1
- Community Financial Hillman27477 M 32 W, Hillman, MI 49746Directions
Lewiston area · 1
- Community Financial Lewiston4970 Salling Avenue, Lewiston, MI 49756Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.81% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.52% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.04% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalNet worth ratio9.81%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.52%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.04%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of orsa credit union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.