Credit union · NCUA insured
Community Choice Credit Union
A $2.1B credit union, the 254th largest of 4,329, headquartered in Farmington Hills, MI, with 115,119 members and 23 branches in Michigan. Best rates: CDs 4.30% and savings 0.05% APY.
Community Choice Credit Union Carrot Score
78
Carrot Score
Higher than 45% of U.S. banks and credit unions
#51 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Choice Credit Union
Community Choice Credit Union operates more than 20 member centers across Michigan.
- Headquarters
- 31155 Northwestern Hwy, Farmington Hills, MI 48334-2502
- NCUA charter
- 64880
Branches
23 branches in Michigan
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Michigan
23 branches
Detroit area · 17
- Community Choice Credit UnionMain office31155 Northwestern Hwy, Farmington Hills, MI 48334Directions
- 26 Commerce Township39440 W 14 Mile Rd, Commerce Township, MI 48390Directions
- 09 Dearborn Heights Member Center25555 W Warren St, Dearborn Heights, MI 48127Directions
- 16 Eastpointe Member Center16345 E 9 Mile Rd, Eastpointe, MI 48021Directions
- 27 Farmington Hills - 12 Mile37600 W 12 Mile Rd, Farmington Hills, MI 48331Directions
- 10 Livonia Member Center15420 Farmington Rd, Livonia, MI 48154Directions
- 50 Livonia/Westland Member Center34930 Ann Arbor Trl, Livonia, MI 48150Directions
- 02 Milford Member Center180 S Milford Rd, Milford, MI 48381Directions
- 03 New Hudson Office30564 Lyon Center Dr E, New Hudson, MI 48165Directions
- 08 Northville Member Center41660 6 Mile Rd, Northville, MI 48168Directions
- 20 Redford Member Center25447 5 Mile Rd, Redford, MI 48239Directions
- 22 Roseville20778 E 13 Mile Rd, Roseville, MI 48066Directions
- 07 Royal Oak Member Center1740 Crooks Rd, Royal Oak, MI 48067Directions
- 11 Shelby Township Member Center14965 23 Mile Rd, Shelby Township, MI 48315Directions
- 06 Troy Member Center30 E Long Lake Rd, Troy, MI 48085Directions
- 01 Warren Member Center7415 Chicago Rd, Warren, MI 48092Directions
- 12 Wyandotte Member Center3099 Biddle Ave, Wyandotte, MI 48192Directions
Jackson area · 2
- 17 Jackson Member Center1425 W Parnall Rd, Jackson, MI 49201Directions
- 21 Michigan Center Office4405 Page Ave, Michigan Center, MI 49254Directions
Muskegon area · 2
- 04 Harvey Street1624 Independence Drive Unit 1, Muskegon, MI 49444Directions
- 25 Muskegon-Western121 W Western Ave, Muskegon, MI 49442Directions
Hillsdale area · 1
- 18 Hillsdale Member Center412 W Carleton Rd, Hillsdale, MI 49242Directions
Grand Rapids area · 1
- 13 Holland Member Center114 S Waverly Rd, Holland, MI 49423Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.52% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.39% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalNet worth ratio9.52%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Choice Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.