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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Des Moines, IA metro

Showing 1–25 of 49 scored for CDs

  1. Luana Savings Bank3–8 mo 4.14% · 9–15 mo 4.19% · 16–30 mo 4.50% · 31–60 mo 4.40%

    Bank · 3 branches

    97CD score#1 in Des Moines, IA metro
  2. State Savings Bank3–8 mo 4.27% · 9–15 mo 4.01% · 16–30 mo 4.11% · 31–60 mo 4.58%

    Bank · 2 branches

    95CD score#2 in Des Moines, IA metro
  3. Serve Credit Union3–8 mo 3.92% · 9–15 mo 4.02% · 16–30 mo 4.44% · 31–60 mo 4.60%

    Credit union · 2 branches

    95CD score#3 in Des Moines, IA metro
  4. Empeople Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 4.00%

    Credit union · 2 branches

    95CD score#4 in Des Moines, IA metro
  5. Nicolet National Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.70%

    Bank · 3 branches

    93CD score#5 in Des Moines, IA metro
  6. Farmers & Merchants State Bank3–8 mo 3.79% · 9–15 mo 3.65% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Bank · 3 branches

    93CD score#6 in Des Moines, IA metro
  7. Marine Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 4.50%

    Credit union · 1 branch

    92CD score#7 in Des Moines, IA metro
  8. Midwest Heritage3–8 mo 4.19% · 9–15 mo 4.30% · 16–30 mo 4.50% · 31–60 mo —

    Bank · 6 branches

    92CD score#8 in Des Moines, IA metro
  9. Premier Credit Union3–8 mo 4.45% · 9–15 mo 4.20% · 16–30 mo 3.45% · 31–60 mo 3.50%

    Credit union · 4 branches

    90CD score#9 in Des Moines, IA metro
  10. City State Bank3–8 mo 3.00% · 9–15 mo 4.05% · 16–30 mo 4.20% · 31–60 mo 4.30%

    Bank · 6 branches

    90CD score#10 in Des Moines, IA metro
  11. Financial Plus Credit Union3–8 mo 0.65% · 9–15 mo 3.56% · 16–30 mo 4.50% · 31–60 mo 4.34%

    Credit union · 4 branches

    89CD score#11 in Des Moines, IA metro
  12. Charter Bank3–8 mo 3.00% · 9–15 mo 4.15% · 16–30 mo 4.50% · 31–60 mo 3.00%

    Bank · 4 branches

    89CD score#12 in Des Moines, IA metro
  13. Veridian Credit Union3–8 mo 3.00% · 9–15 mo 4.25% · 16–30 mo 4.20% · 31–60 mo 3.65%

    Credit union · 9 branches

    89CD score#13 in Des Moines, IA metro
  14. Bankers Trust3–8 mo 4.29% · 9–15 mo 4.40% · 16–30 mo 1.85% · 31–60 mo 2.00%

    Bank · 11 branches

    89CD score#14 in Des Moines, IA metro
  15. Fidelity Bank3–8 mo 0.50% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 1.25%

    Bank · 1 branch

    89CD score#15 in Des Moines, IA metro
  16. Greater Iowa Credit Union3–8 mo 3.75% · 9–15 mo 4.30% · 16–30 mo 3.29% · 31–60 mo 3.35%

    Credit union · 5 branches

    87CD score#16 in Des Moines, IA metro
  17. Dupaco Community Credit Union3–8 mo 3.40% · 9–15 mo 4.05% · 16–30 mo 4.20% · 31–60 mo 2.10%

    Credit union · 2 branches

    87CD score#17 in Des Moines, IA metro
  18. TruBank3–8 mo 3.75% · 9–15 mo 4.20% · 16–30 mo 1.50% · 31–60 mo 3.80%

    Bank · 6 branches

    87CD score#18 in Des Moines, IA metro
  19. Des Moines Metro Credit Union3–8 mo 4.01% · 9–15 mo 3.91% · 16–30 mo 3.81% · 31–60 mo 3.03%

    Credit union · 1 branch

    87CD score#19 in Des Moines, IA metro
  20. Grinnell State Bank3–8 mo 2.07% · 9–15 mo 4.05% · 16–30 mo 2.07% · 31–60 mo 4.15%

    Bank · 2 branches

    85CD score#20 in Des Moines, IA metro
  21. IH Mississippi Valley Credit Union3–8 mo 0.55% · 9–15 mo 1.60% · 16–30 mo 4.05% · 31–60 mo 4.10%

    Credit union · 1 branch

    85CD score#21 in Des Moines, IA metro
  22. Bank Iowa3–8 mo 1.54% · 9–15 mo 4.01% · 16–30 mo 4.15% · 31–60 mo 1.49%

    Bank · 5 branches

    85CD score#22 in Des Moines, IA metro
  23. Union State Bank3–8 mo 4.03% · 9–15 mo 2.72% · 16–30 mo 2.92% · 31–60 mo 3.63%

    Bank · 3 branches

    85CD score#23 in Des Moines, IA metro
  24. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 1 branch

    84CD score#24 in Des Moines, IA metro
  25. Central State Bank3–8 mo 3.48% · 9–15 mo 4.25% · 16–30 mo 3.43% · 31–60 mo 3.23%

    Bank · 1 branch

    84CD score#25 in Des Moines, IA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 30 of the 79 institutions with a branch in Des Moines, IA metro have too few rates published or captured to score. Rankings are a preview, not awards.