Bank · FDIC insured
Fidelity Bank
A $198.6M bank headquartered in Savanna, IL, with 6 branches in 2 states. Best rates: CDs 4.50% and savings 0.60% APY.
Fidelity Bank Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#9 of 20 in Ames, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fidelity Bank
- Headquarters
- 302 Main St, Savanna, IL 61074
- FDIC certificate
- 5753 ↗
Branches
6 branches in 2 states
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Iowa
3 branches
Ames area · 2
- Water Street Branch205 Water St, Cambridge, IA 50046Directions
- Huxley Branch102 National Dr, Huxley, IA 50124Directions
Des Moines area · 1
- West Des Moines Branch177 S Jordan Creek Pkwy, West Des Moines, IA 50266Directions
Illinois
3 branches
Savanna area · 1
- Fidelity BankMain office302 Main St, Savanna, IL 61074Directions
Mount Carroll area · 1
- Mt Carroll Branch703 South East Street, Mount Carroll, IL 61053Directions
Thompson area · 1
- Savanna Branch2006 Illinois Route 84, Thompson, IL 61285Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.97% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.78% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.31% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio7.97%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.78%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.31%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fidelity Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.