Credit union · NCUA insured
IH Mississippi Valley Credit Union
Top CarrotA $2.3B credit union, the 232nd largest of 4,329, headquartered in Moline, IL, with 149,705 members and 14 branches in 2 states. Best rates: CDs 4.10% and savings 0.10% APY.
IH Mississippi Valley Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#3 of 28 in Davenport, IA-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About IH Mississippi Valley Credit Union
Founded in 1934 by eight charter members who were production line workers at the East Moline Works Plant, IH Mississippi Valley Credit Union serves a 49-county service area across Illinois and Iowa.
IHMVCU is a member-owned financial cooperative where members are owners.
- Headquarters
- 2500 River Dr, Moline, IL 61265-1670
- NCUA charter
- 60337
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person living or working in the 49-county service area across Illinois and Iowa.
Family and household
- Membership is open to families of persons living or working in the 49-county service area.
Other ways
- Individuals who live or work in Iowa or Illinois outside the 49-county service area can become eligible by making a $10 donation to the Dream Education Foundation (DEF).
Cost to join
- A $10 donation to the Dream Education Foundation (DEF) is required for the out-of-service-area Iowa/Illinois membership route.
Branches
14 branches in 2 states
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Illinois
8 branches
Davenport area · 7
- East Moline358 17th Ave, East Moline, IL 61244Directions
- Kewanee337 Tenney St, Kewanee, IL 61443Directions
- Milan801 Tech Dr, Milan, IL 61264Directions
- Mav4051 Avenue of the Cities, Moline, IL 61265Directions
- Spout2101 52nd Ave, Moline, IL 61265Directions
- Rock Island4206 5th Ave, Rock Island, IL 61201Directions
- Silvis685 Avenue of the Cities, Silvis, IL 61282Directions
Galesburg area · 1
- Galesburg North404 West Carl Sandburg Drive, Galesburg, IL 61401Directions
Iowa
6 branches
Davenport area · 4
- Bettendorf2839 AAA Ct, Bettendorf, IA 52722Directions
- Competition Drive5310 Competition Drive, Bettendorf, IA 52722Directions
- East Kimberly Road2102 E Kimberly Rd, Davenport, IA 52807Directions
- West Kimberly Road3646 W Kimberly Rd, Davenport, IA 52806Directions
Clinton area · 1
- Dewitt1703 11th St, DeWitt, IA 52742Directions
Des Moines area · 1
- Merle Hay3990 Merle Hay Rd, Des Moines, IA 50310Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.12% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.86% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.11% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio9.12%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.86%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.11%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of IH Mississippi Valley Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.