Credit union · NCUA insured
Greater Iowa Credit Union
A $701.5M credit union headquartered in Ames, IA, with 37,958 members and 9 branches in Iowa. Best rates: CDs 4.30% and savings 1.30% APY.
Greater Iowa Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#21 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greater Iowa Credit Union
Founded in 1932 out of Iowa State University's campus, Greater Iowa Credit Union is a member-owned financial cooperative.
The state-chartered institution serves over 36,000 members across 33 counties in Central and Western Iowa with nine branch locations in Ames, Ankeny, Des Moines, Waukee, Denison, and Indianola.
- Headquarters
- 1509 Baltimore Dr, Ames, IA 50010
- NCUA charter
- 64203
Branches
9 branches in Iowa
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Iowa
9 branches
Des Moines area · 5
- Ankeny Branch1700 SE Delaware Ave, Ankeny, IA 50021Directions
- East Des Moines Branch600 E 30th St, Des Moines, IA 50317Directions
- Indianola Branch301 E Scenic Valley Ave, Indianola, IA 50125Directions
- Waukee Branch1145 SE University Ave, Waukee, IA 50263Directions
- Westown Branch1630 22nd St, West Des Moines, IA 50266Directions
Ames area · 3
- Lincoln Way Branch801 Lincoln Way, Ames, IA 50010Directions
- Somerset Branch2623 Northridge Pkwy, Ames, IA 50010Directions
- Southgate Branch200 Airport Rd, Ste 200, Ames, IA 50010Directions
Denison area · 1
- Denison Branch230 N 7th St, Denison, IA 51442Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.69% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.96% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.78% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $101 | $76 | — |
- CapitalNet worth ratio9.69%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.96%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.78%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$101Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Iowa Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.