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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Des Moines, IA metro

Showing 1–25 of 53 scored

  1. Top Carrot, Carrot Score 95
    Collins Community Credit UnionSavings 89 · Auto 93

    Credit union · 2 branches

    95Carrot Score#1 in Des Moines, IA metro
  2. Top Carrot, Carrot Score 95
    Serve Credit UnionCDs 95 · Savings 87 · Auto 88 · Cards 89

    Credit union · 2 branches

    95Carrot Score#2 in Des Moines, IA metro
  3. Top Carrot, Carrot Score 95
    Advantage Credit UnionCDs 63 · Savings 88 · Auto 89 · Cards 93

    Credit union · 1 branch

    95Carrot Score#3 in Des Moines, IA metro
  4. Top Carrot, Carrot Score 92
    Luana Savings BankCDs 97 · Savings 89 · Auto 75

    Bank · 3 branches

    92Carrot Score#4 in Des Moines, IA metro
  5. Top Carrot, Carrot Score 91
    Marine Credit UnionCDs 92 · Savings 89 · Auto 82

    Credit union · 1 branch

    91Carrot Score#5 in Des Moines, IA metro
  6. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionCDs 85 · Savings 73 · Auto 86 · Cards 93

    Credit union · 1 branch

    91Carrot Score#6 in Des Moines, IA metro
  7. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionCDs 89 · Savings 83 · Auto 87 · Cards 74

    Credit union · 4 branches

    89Carrot Score#7 in Des Moines, IA metro
  8. Top Carrot, Carrot Score 89
    Midland Credit UnionCDs 70 · Savings 73 · Auto 94 · Cards 84

    Credit union · 2 branches

    89Carrot Score#8 in Des Moines, IA metro
  9. Top Carrot, Carrot Score 89
    Des Moines Metro Credit UnionCDs 87 · Savings 81 · Auto 89 · Cards 84

    Credit union · 1 branch

    89Carrot Score#9 in Des Moines, IA metro
  10. Top Carrot, Carrot Score 89
    Empeople Credit UnionCDs 95 · Savings 86 · Auto 82 · Cards 73

    Credit union · 2 branches

    89Carrot Score#10 in Des Moines, IA metro
  11. Top Carrot, Carrot Score 89
    City State BankCDs 90 · Savings 89

    Bank · 6 branches

    89Carrot Score#11 in Des Moines, IA metro
  12. Top Carrot, Carrot Score 88
    UMB BankCDs 84 · Savings 94 · Auto 63 · Cards 63

    Bank · 1 branch

    88Carrot Score#12 in Des Moines, IA metro
  13. Top Carrot, Carrot Score 88
    State Savings BankCDs 95 · Savings 86

    Bank · 2 branches

    88Carrot Score#13 in Des Moines, IA metro
  14. Top Carrot, Carrot Score 88
    Journey Credit UnionCDs 83 · Savings 89 · Auto 86 · Cards 84

    Credit union · 2 branches

    88Carrot Score#14 in Des Moines, IA metro
  15. Top Carrot, Carrot Score 87
    Earlham BankCDs 83 · Savings 95

    Bank · 9 branches

    87Carrot Score#15 in Des Moines, IA metro
  16. Top Carrot, Carrot Score 87
    Grinnell State BankCDs 85 · Savings 89 · Cards 62

    Bank · 2 branches

    87Carrot Score#16 in Des Moines, IA metro
  17. Top Carrot, Carrot Score 87
    Bankers TrustCDs 89 · Savings 87 · Cards 61

    Bank · 11 branches

    87Carrot Score#17 in Des Moines, IA metro
  18. Top Carrot, Carrot Score 87
    Central State BankCDs 84 · Savings 89

    Bank · 1 branch

    87Carrot Score#18 in Des Moines, IA metro
  19. Midwest HeritageCDs 92 · Savings 84 · Auto 65

    Bank · 6 branches

    86Carrot Score#19 in Des Moines, IA metro
  20. Premier Credit UnionCDs 90 · Savings 70 · Auto 79 · Cards 82

    Credit union · 4 branches

    85Carrot Score#20 in Des Moines, IA metro
  21. Greater Iowa Credit UnionCDs 87 · Savings 87 · Auto 80

    Credit union · 5 branches

    85Carrot Score#21 in Des Moines, IA metro
  22. Charter BankCDs 89 · Savings 84

    Bank · 4 branches

    84Carrot Score#22 in Des Moines, IA metro
  23. Lincoln Savings BankCDs 79 · Savings 89

    Bank · 4 branches

    84Carrot Score#23 in Des Moines, IA metro
  24. Farmers & Merchants State BankCDs 93 · Savings 81

    Bank · 3 branches

    84Carrot Score#24 in Des Moines, IA metro
  25. Affinity Credit UnionCDs 83 · Savings 86 · Auto 81 · Cards 73

    Credit union · 2 branches

    83Carrot Score#25 in Des Moines, IA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 26 of the 79 institutions with a branch in Des Moines, IA metro have too few rates published or captured to score. Rankings are a preview, not awards.