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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Des Moines, IA metro

Showing 26–49 of 49 scored for CDs

  1. Affinity Credit Union3–8 mo — · 9–15 mo 4.06% · 16–30 mo 3.80% · 31–60 mo 3.25%

    Credit union · 2 branches

    83CD score#26 in Des Moines, IA metro
  2. Journey Credit Union3–8 mo 3.76% · 9–15 mo 3.87% · 16–30 mo 3.76% · 31–60 mo 3.45%

    Credit union · 2 branches

    83CD score#27 in Des Moines, IA metro
  3. The Family Credit Union3–8 mo 4.00% · 9–15 mo 3.95% · 16–30 mo 2.76% · 31–60 mo 3.00%

    Credit union · 1 branch

    83CD score#28 in Des Moines, IA metro
  4. Earlham Bank3–8 mo — · 9–15 mo 3.85% · 16–30 mo 3.85% · 31–60 mo 3.65%

    Bank · 9 branches

    83CD score#29 in Des Moines, IA metro
  5. Community 1st Credit Union3–8 mo 2.00% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo 3.30%

    Credit union · 1 branch

    82CD score#30 in Des Moines, IA metro
  6. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 14 branches

    81CD score#31 in Des Moines, IA metro
  7. Lincoln Savings Bank3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 3.30% · 31–60 mo —

    Bank · 4 branches

    79CD score#32 in Des Moines, IA metro
  8. Peoples Bank3–8 mo 2.00% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 3.25%

    Bank · 4 branches

    79CD score#32 in Des Moines, IA metro
  9. Community Choice Credit Union3–8 mo 0.30% · 9–15 mo 4.00% · 16–30 mo 3.39% · 31–60 mo 0.80%

    Credit union · 8 branches

    76CD score#34 in Des Moines, IA metro
  10. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 4 branches

    74CD score#35 in Des Moines, IA metro
  11. BANK3–8 mo 3.74% · 9–15 mo 3.58% · 16–30 mo 3.23% · 31–60 mo 1.51%

    Bank · 1 branch

    74CD score#36 in Des Moines, IA metro
  12. First National Bank3–8 mo 3.19% · 9–15 mo 3.39% · 16–30 mo 3.65% · 31–60 mo 2.63%

    Bank · 4 branches

    73CD score#37 in Des Moines, IA metro
  13. Midland Credit Union3–8 mo 0.25% · 9–15 mo 0.35% · 16–30 mo 4.10% · 31–60 mo 0.61%

    Credit union · 2 branches

    70CD score#38 in Des Moines, IA metro
  14. BankCSB3–8 mo 1.20% · 9–15 mo 4.02% · 16–30 mo 0.70% · 31–60 mo —

    Bank · 10 branches

    70CD score#39 in Des Moines, IA metro
  15. Vision Bank of Iowa.3–8 mo 1.20% · 9–15 mo 3.80% · 16–30 mo 1.75% · 31–60 mo 2.00%

    Bank · 6 branches

    68CD score#40 in Des Moines, IA metro
  16. Capitol View Credit Union3–8 mo — · 9–15 mo 3.45% · 16–30 mo 3.03% · 31–60 mo 2.70%

    Credit union · 1 branch

    67CD score#41 in Des Moines, IA metro
  17. West Bank3–8 mo 2.67% · 9–15 mo 2.70% · 16–30 mo 2.80% · 31–60 mo 2.80%

    Bank · 6 branches

    67CD score#42 in Des Moines, IA metro
  18. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 9 branches

    66CD score#43 in Des Moines, IA metro
  19. First Class Community Credit Union3–8 mo — · 9–15 mo 3.28% · 16–30 mo 2.77% · 31–60 mo 2.26%

    Credit union · 2 branches

    65CD score#44 in Des Moines, IA metro
  20. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 13 branches

    65CD score#45 in Des Moines, IA metro
  21. First Mid Bank & Trust3–8 mo 0.30% · 9–15 mo 0.40% · 16–30 mo 2.75% · 31–60 mo 2.75%

    Bank · 3 branches

    65CD score#46 in Des Moines, IA metro
  22. Advantage Credit Union3–8 mo 2.28% · 9–15 mo 2.27% · 16–30 mo 2.13% · 31–60 mo 2.03%

    Credit union · 1 branch

    63CD score#47 in Des Moines, IA metro
  23. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 8 branches

    60CD score#48 in Des Moines, IA metro
  24. First Interstate Bank3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 11 branches

    60CD score#49 in Des Moines, IA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 30 of the 79 institutions with a branch in Des Moines, IA metro have too few rates published or captured to score. Rankings are a preview, not awards.