Bank · FDIC insured
BankCSB CD Rates
BankCSB’s best CD rate is 4.02% APY on a 10-month CD. Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How BankCSB’s CD rates compare
Compared with banks and credit unions near Des Moines, IA, where BankCSB has the most branches. $10,000, best rate first.
This bank’s best
BankCSB
4.02%APY
- Term
- 10 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $334
10-month "add on" CD Special
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Union State Bank
4.61%APY
- Term
- 27 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $1,067
BankCSB CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo1.20%
- 9–15 months9–15 mo4.02%
- 16–30 months16–30 mo0.70%
- QualifiedQualified4.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankCSB ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
10-month "add on" CD Special
4.02%APY · 1 term
CD Special not eligible for bump-up rates; add-on is a minimum of $1,000 or more. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 months | 4.02% | $334 |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Oct 16, 2026
1 Year CD
0.70%APY · 1 term
Early withdrawal penalties may apply.
| Term | APY · $2,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 months | 0.70% | 0.80% | 1.20% | 0.70%0.80% $25k–$100k1.20% from $100k | $70 |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Oct 16, 2026
182-Day CD
1.20%APY · 1 term
Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply | 1.20% | $60 |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Oct 5, 2026
2 Year CD
0.70%APY · 1 term
Early withdrawal penalties may apply.
| Term | APY · $2,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 24 months | 0.70% | 0.80% | 1.20% | 0.70%0.80% $25k–$100k1.20% from $100k | $140 |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Oct 16, 2026
91-day CD
0.60%APY · 1 term
Bump-up bonus rate for qualified accounts. Consumers will auto-renew at a regular 91-day CD; businesses are single maturity. Early termination penalties apply (3 months interest). No Financial Institutions.
| Term | APY · $2,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 0.60% | 0.70% | 0.80% | 0.60%0.70% $25k–$100k0.80% from $100k | $15 |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.