Bank · FDIC insured
Peoples Bank CD Rates
Peoples Bank’s best CD rate is 4.10% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Peoples Bank’s CD rates compare
Compared with banks and credit unions near Des Moines, IA, where Peoples Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank
4.00%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $502
Certificates of Deposit (CDs)
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Union State Bank
4.61%APY
- Term
- 27 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $1,067
Peoples Bank CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.00%APY · 9 terms
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.00% | — | 2.00% | $50 |
| 6 months | 2.00% | — | 2.00% | $100 |
| 12 months | 2.50% | — | 2.50% | $250 |
| 15 months | 4.00% | 4.10% | 4.00%4.10% from $100k | $502 |
| 18 months | 2.75% | — | 2.75% | $415 |
| 24 months | 3.00% | — | 3.00% | $609 |
| 36 months | 3.25% | — | 3.25% | $1,007 |
| 48 months | 3.25% | — | 3.25% | $1,365 |
| 60 months | 3.25% | — | 3.25% | $1,734 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.