Bank · FDIC insured
First Interstate Bank CD Rates
First Interstate Bank’s best CD rate is 0.01% APY on a 1-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How First Interstate Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Interstate Bank has the most branches. $10,000, best rate first.
This bank’s best
First Interstate Bank
0.01%APY
- Term
- 1–2 months
- Minimum
- $10,000
- Earns on $10,000
- —
Fixed Rate CD
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
First Interstate Bank CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.01%
- 9–15 months9–15 mo0.01%
- 16–30 months16–30 mo0.01%
- 31–60 months31–60 mo0.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Interstate Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate CD
0.01%APY · 10 terms
A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
| Term | APY · $1,000 – $2,000,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1–2 monthsApplicable for Certificates of Deposit only and do not apply to IRAs | — | 0.01% | 0.01% | $0 |
| 3–5 months | — | 0.01% | 0.01% | $0 |
| 6–11 months | — | 0.01% | 0.01% | $0 |
| 7 monthsSpecial rate offer. Maximum deposit $2,000,000 per CD opened in branch. No rate bonuses for Select Checking, Premier Checking, Bank at Work or Employees. No institutional or brokered deposits accepted. Substantial penalty for early withdrawal. CD Specials are not eligible for Raise Your Rate (RYR) increases | 0.01% | — | 0.01% | $1 |
| 12–23 months | — | 0.01% | 0.01% | $1 |
| 13 monthsSpecial rate offer. Maximum deposit $2,000,000 per CD opened in branch. No rate bonuses for Select Checking, Premier Checking, Bank at Work or Employees. No institutional or brokered deposits accepted. Substantial penalty for early withdrawal. CD Specials are not eligible for Raise Your Rate (RYR) increases | 0.01% | — | 0.01% | $1 |
| 24–35 months | — | 0.01% | 0.01% | $2 |
| 36–47 months | — | 0.01% | 0.01% | $3 |
| 48–59 months | — | 0.01% | 0.01% | $4 |
| 60 months | — | 0.01% | 0.01% | $5 |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Special-purpose accounts
Fixed Rate IRA CD
0.01%APY · 7 terms
A penalty for early withdrawal may be charged on certificates held in Individual Retirement Accounts (IRAs). Minimum Opening Deposit equals the Minimum Balance to Earn APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 0.01% | $0 |
| 6–11 months | 0.01% | $0 |
| 12–23 months | 0.01% | $1 |
| 24–35 months | 0.01% | $2 |
| 36–47 months | 0.01% | $3 |
| 48–59 months | 0.01% | $4 |
| 60 months | 0.01% | $5 |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.