Bank · FDIC insured
Vision Bank of Iowa. CD Rates
Vision Bank of Iowa.’s best CD rate is 3.80% APY on a 9-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Vision Bank of Iowa.’s CD rates compare
Compared with banks and credit unions near Ames, IA, where Vision Bank of Iowa. has the most branches. $10,000, best rate first.
This bank’s best
Vision Bank of Iowa.
3.80%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $284
VisionBank Certificate of Deposit (CD) Special
Top rate
Fidelity Bank
4.50%APY
- Term
- 20 months
- Minimum
- $5,000
- Earns on $10,000
- $761
2nd-highest rate
Midwest Heritage
4.50%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $920
Vision Bank of Iowa. CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo1.20%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo1.75%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Vision Bank of Iowa. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
VisionBank Certificate of Deposit (CD) Special
3.80%APY · 1 term
Special rate limited to $250,000 per individual. Interest rates are not applicable to Public Funds, Institutional, or Out of State depositors without a primary checking relationship.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsAPY calculation based on interest compounding annually or at maturity. Special rate limited to $250,000 per individual. Not applicable to Public Funds, Institutional, or Out of State depositors without a primary checking relationship | 3.80% | $284 |
Sources (2)
All captured Sep 18, 2026
Certificate of Deposit
Up to 2.00%APY · 7 terms
Interest rates are not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship.
| Term | APY · $2,500 – $25,000 | APY · $25,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.20% | 1.20% | 1.25% | 1.20%1.20% $25k–$100k1.25% from $100k | $60 |
| 12 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.50% | 1.50% | 1.75% | 1.50%1.50% $25k–$100k1.75% from $100k | $150 |
| 18 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.60% | 1.60% | 1.85% | 1.60%1.60% $25k–$100k1.85% from $100k | $241 |
| 24 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.75% | 1.75% | 2.00% | 1.75%1.75% $25k–$100k2.00% from $100k | $353 |
| 36 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.80% | 1.80% | 2.05% | 1.80%1.80% $25k–$100k2.05% from $100k | $550 |
| 48 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 2.00% | 2.00% | 2.00% | 2.00%2.00% $25k–$100k2.00% from $100k | $824 |
| 60 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 2.00% | 2.00% | 2.00% | 2.00%2.00% $25k–$100k2.00% from $100k | $1,041 |
Sources (1)
- visionbank.com/your-family/cds-and-iras · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 2.00%APY · 7 terms
Interest rates are not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship.
| Term | APY · $2,500 – $25,000 | APY · $25,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.20% | 1.20% | 1.25% | 1.20%1.20% $25k–$100k1.25% from $100k | $60 |
| 12 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.50% | 1.50% | 1.75% | 1.50%1.50% $25k–$100k1.75% from $100k | $150 |
| 18 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.60% | 1.60% | 1.85% | 1.60%1.60% $25k–$100k1.85% from $100k | $241 |
| 24 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.75% | 1.75% | 2.00% | 1.75%1.75% $25k–$100k2.00% from $100k | $353 |
| 36 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 1.80% | 1.80% | 2.05% | 1.80%1.80% $25k–$100k2.05% from $100k | $550 |
| 48 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 2.00% | 2.00% | 2.00% | 2.00%2.00% $25k–$100k2.00% from $100k | $824 |
| 60 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship | 2.00% | — | 2.00% | 2.00%2.00% from $100k | $1,041 |
| 60 monthsAPY calculation based on interest compounding annually or at maturity. Not applicable to Public Funds, Institutional and Out of State depositors without a primary extraction relationship | — | 2.00% | — | —2.00% $25k–$100k | — |
Sources (1)
- visionbank.com/your-family/cds-and-iras · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.