Credit union · NCUA insured
Midland Credit Union
Top CarrotA $100.5M credit union headquartered in Urbandale, IA, with 6,556 members and 3 branches in Iowa. Best rates: CDs 4.10% and savings 0.35% APY.
Midland Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#8 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Midland Credit Union
Midland Credit Union operates its main branch in Urbandale, Iowa.
- Headquarters
- 2891 106th St, Urbandale, IA 50322-3772
- NCUA charter
- 61918
Branches
3 branches in Iowa
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Iowa
3 branches
Des Moines area · 2
- Midland Credit UnionMain office2891 106th St, Urbandale, IA 50322Directions
- Bondurant3007 Oxbow Ct SW, Bondurant, IA 50035Directions
Omaha area · 1
- Council Bluffs1900 W Broadway, Council Bluffs, IA 51501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.85% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.60% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.10% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio11.85%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.60%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.10%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Midland Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.