Bank · FDIC insured
BANK CD Rates
BANK’s best CD rate is 3.74% APY on a 5-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How BANK’s CD rates compare
Compared with banks and credit unions near Iowa City, IA, where BANK has the most branches. $10,000, best rate first.
This bank’s best
BANK
3.74%APY
- Term
- 5 months
- Minimum
- $10,000
- Earns on $10,000
- $154
CD Specials
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Veridian Credit Union
4.25%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $317
BANK CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.74%
- 9–15 months9–15 mo3.58%
- 16–30 months16–30 mo3.23%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.74%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BANK ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
IntraFi Network (Certificates of Deposit)
Up to 4.55%APY · 6 terms
The APYs assume amounts remain on deposit until maturity. Selection of other available payment options may result in different amounts earned and different APYs. APYs are calculated using a 365 day accrual basis and daily compounding of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 3.87% | — |
| 3 months | 4.02% | — |
| 6 months | 4.11% | — |
| 12 months | 4.24% | — |
| 24 months | 4.52% | — |
| 36 months | 4.55% | — |
Sources (1)
- bank.bank/personal/certificates-of-deposit-iras · captured Oct 16, 2026
CD Specials
Up to 3.74%APY · 3 terms
Early withdrawal penalties may apply. Fees may reduce earnings. APY accurate as of 08/31/26.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months | 3.74% | $154 |
| 11 months | 3.58% | $328 |
| 22 months | 3.23% | $600 |
Sources (2)
All captured Oct 16, 2026
CDs
Up to 1.51%APY · 8 terms
All CD rates are subject to change weekly and are not guaranteed until opened. Early withdrawal penalties and other terms and conditions may apply. APY is based on a 365-day period with daily compounding.
| Term | APY · Up to $9,999 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.65% | 0.80% | 0.80%0.65% to $10k | $40 |
| 9 months | 0.70% | 0.85% | 0.85%0.70% to $10k | $64 |
| 12 months | 0.75% | 0.90% | 0.90%0.75% to $10k | $90 |
| 18 months | 0.80% | 1.00% | 1.00%0.80% to $10k | $150 |
| 24 months | 0.85% | 1.10% | 1.10%0.85% to $10k | $221 |
| 36 months | 1.00% | 1.30% | 1.30%1.00% to $10k | $395 |
| 48 months | 1.20% | 1.40% | 1.40%1.20% to $10k | $572 |
| 60 months | 1.51% | 1.51% | 1.51%1.51% to $10k | $778 |
Sources (1)
- bank.bank/personal/certificates-of-deposit-iras · captured Oct 16, 2026
Special-purpose accounts
IRA Rates
Up to 0.90%APY · 2 terms
All CD rates are subject to change weekly and are not guaranteed until opened. Early withdrawal penalties and other terms and conditions may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.75% | $75 |
| 18 months | 0.90% | $135 |
Sources (1)
- bank.bank/personal/certificates-of-deposit-iras · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.