Bank · FDIC insured
West Bank CD Rates
West Bank’s best CD rate is 3.10% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How West Bank’s CD rates compare
Compared with banks and credit unions near Des Moines, IA, where West Bank has the most branches. $10,000, best rate first.
This bank’s best
West Bank
2.80%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $568
Certificate of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Union State Bank
4.61%APY
- Term
- 27 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $1,067
West Bank CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo2.67%
- 9–15 months9–15 mo2.70%
- 16–30 months16–30 mo2.80%
- 31–60 months31–60 mo2.80%
- QualifiedQualified2.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.80%APY · 9 terms
Penalty may be imposed for early withdrawal. Fees and service charges may reduce earnings.
| Term | APY · $1,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 2.63% | 2.73% | 2.83% | 2.93% | 2.63%2.73% $25k–$100k2.83% $100k–$250k2.93% from $250k | $65 |
| 6 months | 2.67% | 2.77% | 2.87% | 2.97% | 2.67%2.77% $25k–$100k2.87% $100k–$250k2.97% from $250k | $133 |
| 12 months | 2.70% | 2.80% | 2.90% | 3.00% | 2.70%2.80% $25k–$100k2.90% $100k–$250k3.00% from $250k | $270 |
| 18 months | 2.70% | 2.80% | 2.90% | 3.00% | 2.70%2.80% $25k–$100k2.90% $100k–$250k3.00% from $250k | $408 |
| 24 months | 2.80% | 2.90% | 3.00% | 3.10% | 2.80%2.90% $25k–$100k3.00% $100k–$250k3.10% from $250k | $568 |
| 30 months | 2.80% | 2.90% | 3.00% | 3.10% | 2.80%2.90% $25k–$100k3.00% $100k–$250k3.10% from $250k | $715 |
| 36 months | 2.80% | 2.90% | 3.00% | 3.10% | 2.80%2.90% $25k–$100k3.00% $100k–$250k3.10% from $250k | $864 |
| 48 months | 2.80% | 2.90% | 3.00% | 3.10% | 2.80%2.90% $25k–$100k3.00% $100k–$250k3.10% from $250k | $1,168 |
| 60 months | 2.80% | 2.90% | 3.00% | 3.10% | 2.80%2.90% $25k–$100k3.00% $100k–$250k3.10% from $250k | $1,481 |
Sources (2)
All captured Oct 5, 2026
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