Bank · FDIC insured
Vision Bank of Iowa.
A $896.1M bank headquartered in Ames, IA, with 13 branches in Iowa. Best rates: CDs 3.80% and savings 0.65% APY.
Vision Bank of Iowa. Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#14 of 20 in Ames, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Vision Bank of Iowa.
Locally owned VisionBank of Iowa began its story in 1884 along the cobblestone streets of Ogden, Iowa.
Serving Central Iowa communities including Altoona, Ames, Boone, Bondurant, Clive, Grimes, Huxley, Ogden, Mitchellville, and Waukee, VisionBank is committed to helping build and grow local communities.
- Headquarters
- 104 Chestnut St, Ames, IA 50010
- FDIC certificate
- 11763 ↗
Branches
13 branches in Iowa
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Iowa
13 branches
Ames area · 7
- Visionbank Of IowaMain office104 Chestnut St, Ames, IA 50010Directions
- 107 Main Street Branch107 Main St, Ames, IA 50010Directions
- Mortensen Branch4510 Mortensen Rd, Ames, IA 50014Directions
- Community Bank Of Boone Branch504 Story St, Boone, IA 50036Directions
- Community Bank Of Boone Branch1704 S Marshall St, Boone, IA 50036Directions
- Huxley Branch100 Centennial Dr, Huxley, IA 50124Directions
- City State Bank Branch217 W Mulberry St, Ogden, IA 50212Directions
Des Moines area · 6
- Altoona Branch502 8th St Sw, Altoona, IA 50009Directions
- Bondurant Branch1201 Grant St S, Bondurant, IA 50035Directions
- Clive Branch12901 University Ave, Clive, IA 50325Directions
- Grimes Branch925 Se Gateway Dr, Grimes, IA 50111Directions
- Mitchellville Branch215 Center Ave S, Mitchellville, IA 50169Directions
- Waukee Branch45 N Warrior Ln, Waukee, IA 50263Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.71% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.51% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio9.43%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.71%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.51%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Vision Bank of Iowa. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.