Credit union · NCUA insured
The Family Credit Union CD Rates
The Family Credit Union’s best CD rate is 4.00% APY on a 7-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Family Credit Union’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where The Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The Family Credit Union
4.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $231
Share Certificates (Certificates of Deposit)
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
The Family Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo2.76%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (Certificates of Deposit)
Up to 4.00%APY · 11 terms
Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 1.00% | $25 |
| 6 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.15% | $107 |
| 7 months7 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 4.00% | $231 |
| 9 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.20% | $165 |
| 12 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.25% | $225 |
| 13 months13 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 3.95% | $429 |
| 18 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.35% | $355 |
| 24 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.76% | $560 |
| 36 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.85% | $880 |
| 48 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 2.95% | $1,233 |
| 60 monthsMinimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty | 3.00% | $1,593 |
Who can join The Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.