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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Birmingham, AL metro

Showing 1–25 of 34 scored for CDs

  1. Eva Bank3–8 mo 4.04% · 9–15 mo 4.00% · 16–30 mo 4.08% · 31–60 mo 4.08%

    Bank · 1 branch

    89CD score#1 in Birmingham, AL metro
  2. WinSouth Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Credit union · 3 branches

    88CD score#2 in Birmingham, AL metro
  3. Avadian Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.35% · 31–60 mo 4.00%

    Credit union · 12 branches

    88CD score#3 in Birmingham, AL metro
  4. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 27 branches

    87CD score#4 in Birmingham, AL metro
  5. Southern Energy Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.95%

    Credit union · 13 branches

    87CD score#5 in Birmingham, AL metro
  6. ALABAMA POSTAL3–8 mo 3.90% · 9–15 mo 4.00% · 16–30 mo 3.80% · 31–60 mo 3.60%

    Credit union · 1 branch

    86CD score#6 in Birmingham, AL metro
  7. Legacy Credit Union3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 3.75% · 31–60 mo 3.50%

    Credit union · 10 branches

    86CD score#7 in Birmingham, AL metro
  8. AmFirst3–8 mo 3.75% · 9–15 mo 4.05% · 16–30 mo 3.40% · 31–60 mo 3.50%

    Credit union · 17 branches

    84CD score#8 in Birmingham, AL metro
  9. Mutual Savings Credit Union3–8 mo 3.40% · 9–15 mo 3.50% · 16–30 mo 3.70% · 31–60 mo 4.00%

    Credit union · 4 branches

    84CD score#9 in Birmingham, AL metro
  10. Valley3–8 mo 4.10% · 9–15 mo 3.50% · 16–30 mo 3.45% · 31–60 mo 3.20%

    Bank · 5 branches

    83CD score#10 in Birmingham, AL metro
  11. Birmingham City Credit Union3–8 mo 1.50% · 9–15 mo 2.50% · 16–30 mo 5.00% · 31–60 mo 3.00%

    Credit union · 1 branch

    82CD score#11 in Birmingham, AL metro
  12. Railroad Federal Credit Union3–8 mo 3.51% · 9–15 mo 4.08% · 16–30 mo 3.25% · 31–60 mo 3.05%

    Credit union · 1 branch

    82CD score#12 in Birmingham, AL metro
  13. RiverFall Credit Union3–8 mo 3.76% · 9–15 mo 3.71% · 16–30 mo 3.66% · 31–60 mo 3.30%

    Credit union · 1 branch

    81CD score#13 in Birmingham, AL metro
  14. Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%

    Bank · 9 branches

    81CD score#14 in Birmingham, AL metro
  15. Renasant Bank3–8 mo 3.80% · 9–15 mo 4.00% · 16–30 mo 3.05% · 31–60 mo —

    Bank · 6 branches

    81CD score#15 in Birmingham, AL metro
  16. Coosa Pines Federal Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo 2.75%

    Credit union · 3 branches

    81CD score#16 in Birmingham, AL metro
  17. Heritage South Credit Union3–8 mo 3.97% · 9–15 mo 3.71% · 16–30 mo 3.45% · 31–60 mo 2.94%

    Credit union · 1 branch

    81CD score#17 in Birmingham, AL metro
  18. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 22 branches

    81CD score#18 in Birmingham, AL metro
  19. ASE Credit Union3–8 mo 2.77% · 9–15 mo 3.85% · 16–30 mo 3.80% · 31–60 mo 3.03%

    Credit union · 1 branch

    80CD score#19 in Birmingham, AL metro
  20. Family Security Credit Union3–8 mo 3.56% · 9–15 mo 3.76% · 16–30 mo 3.61% · 31–60 mo 3.30%

    Credit union · 1 branch

    80CD score#20 in Birmingham, AL metro
  21. ACIPCO Federal Credit Union3–8 mo 3.81% · 9–15 mo 2.78% · 16–30 mo 3.04% · 31–60 mo 3.30%

    Credit union · 1 branch

    79CD score#21 in Birmingham, AL metro
  22. AlaTrust Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.25% · 31–60 mo 3.25%

    Credit union · 3 branches

    76CD score#22 in Birmingham, AL metro
  23. Alabama Central CU3–8 mo — · 9–15 mo 3.55% · 16–30 mo 3.35% · 31–60 mo 3.25%

    Credit union · 2 branches

    73CD score#23 in Birmingham, AL metro
  24. Fort McClellan Credit Union3–8 mo 3.75% · 9–15 mo 3.00% · 16–30 mo 3.00% · 31–60 mo 2.75%

    Credit union · 1 branch

    73CD score#24 in Birmingham, AL metro
  25. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 14 branches

    72CD score#25 in Birmingham, AL metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 50 of the 84 institutions with a branch in Birmingham, AL metro have too few rates published or captured to score. Rankings are a preview, not awards.