Credit union · NCUA insured
Avadian Credit Union CD Rates
Top CarrotAvadian Credit Union’s best CD rate is 4.00% APY on a 5-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Avadian Credit Union’s CD rates compare
Compared with banks and credit unions near Birmingham, AL, where Avadian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Avadian Credit Union
4.00%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $165
Certificates of Deposit
Top rate
Birmingham City Credit Union
5.00%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $759
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Avadian Credit Union CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Avadian Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 11 terms
Consumer accounts only. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rates are subject to change at any time.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsThree-Month CD. Interest paid at maturity. Penalty may be imposed for early withdrawal | 2.85% | — | — | 2.85% | $71 |
| 5 monthsFive-Month CD Special. Automatically renews into a standard CD at a like term at a rate in effect at that time. Interest paid at maturity. Penalty may be imposed for early withdrawal | 4.00% | — | — | 4.00% | $165 |
| 6 monthsSix-Month CD. Interest paid at maturity. Penalty may be imposed for early withdrawal | 3.00% | — | — | 3.00% | $149 |
| 12 months12-Month CD. Interest paid monthly. Penalty may be imposed for early withdrawal | 3.25% | — | — | 3.25% | $325 |
| 13 months13-Month CD Special. Automatically renews into a standard CD at a like term at a rate in effect at that time. Interest paid monthly. Penalty may be imposed for early withdrawal | — | 4.00% | — | 4.00% | $434 |
| 24 months24-Month CD. Interest paid monthly. Penalty may be imposed for early withdrawal | 3.35% | — | — | 3.35% | $681 |
| 35 months35-Month Win-Win CD Special. Automatically renews into a standard 24-35 Month CD at a rate in effect at that time. Allows for a one-time penalty-free withdrawal once the CD has reached 17 months. Penalty may be imposed for an early withdrawal other than the one penalty-free withdrawal. Interest paid monthly. Not available as a Traditional IRA CD or Roth IRA CD | — | — | 3.60% | 3.60% | $1,087 |
| 36 months36-Month CD. Interest paid monthly. Penalty may be imposed for early withdrawal | 3.25% | — | — | 3.25% | $1,007 |
| 47 months47-Month CD Special. Automatically renews into a standard CD at a like term at a rate in effect at that time. Interest paid monthly. Penalty may be imposed for early withdrawal | — | — | 4.00% | 4.00% | $1,660 |
| 48 months48-Month CD. Interest paid monthly. Penalty may be imposed for early withdrawal | 3.25% | — | — | 3.25% | $1,365 |
| 60 months60-Month CD. Interest paid monthly. Penalty may be imposed for early withdrawal | 3.25% | — | — | 3.25% | $1,734 |
Sources (2)
All captured Sep 19, 2026
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