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Credit union · NCUA insured

Birmingham City Credit Union CD Rates

Birmingham City Credit Union’s best CD rate is 5.00% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.

How Birmingham City Credit Union’s CD rates compare

Compared with banks and credit unions near Birmingham, AL, where Birmingham City Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Birmingham City Credit Union

    5.00%APY

    Term
    18 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $759

    Share Certificates

  • 2nd-highest rate

    Woodforest National Bank

    4.25%APY

    Term
    9 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $317

    Woodforest National Bank rates

  • 3rd-highest rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

Compare CD rates near you →

Birmingham City Credit Union CD score

82

CD score

Higher than 59% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.50%
  • 9–15 months9–15 mo2.50%
  • 16–30 months16–30 mo5.00%
  • 31–60 months31–60 mo3.00%
  • QualifiedQualified5.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Birmingham City Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Birmingham City Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

← Birmingham City Credit Union overview