Credit union · NCUA insured
ACIPCO Federal Credit Union
A $211.9M credit union headquartered in Birmingham, AL, with 8,117 members and 1 branch in Alabama. Best rates: CDs 3.81% APY.
ACIPCO Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#14 of 35 in Birmingham, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ACIPCO Federal Credit Union
- Headquarters
- 1501 31st Ave N, Birmingham, AL 35207
- NCUA charter
- 16500
Branches
1 branch in Alabama
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Alabama
1 branch
- ACIPCO Federal Credit UnionMain office1501 31st Ave N, Birmingham, AL 35207Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.21% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.22% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $73 | $76 | — |
- CapitalNet worth ratio14.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.21%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.22%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$73Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ACIPCO Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.