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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Birmingham, AL metro

  1. Top Carrot, Carrot Score 93
    Guardian Credit UnionHigh-Yield SavingsSavings · $10,000 min

    Credit union · 2 branches

    4.00%APY$400 a year on $10,000with conditions
  2. SouthPoint BankPlatinum Point Money MarketPlatinum Point Money Market · $10,000 min

    Bank · 6 branches

    4.00%APY$400 a year on $10,000
  3. SmartBankConsumer Money MarketConsumer Money Market · $2,500 min

    Bank · 1 branch

    4.00%APY$400 a year on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Avadian Credit UnionHigh-Yield SavingsSavings · $0 min · 0.25%–3.50% by balance

    Credit union · 12 branches

    3.50%APY$350 a year on $10,000with conditions
  5. FirstBankCompanion SavingsSavings · $50 min

    Bank · 3 branches

    3.40%APY$340 a year on $10,000with conditions
  6. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance

    Bank · 14 branches

    3.25%APY$325 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    Guardian Credit UnionMoney Market+Money Market+ · $2,500 min

    Credit union · 2 branches

    3.25%APY$325 a year on $10,000
  8. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance

    Bank · 14 branches

    3.15%APY$315 a year on $10,000with conditions
  9. Top Carrot, Carrot Score 93
    Coosa Pines Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min

    Credit union · 3 branches

    3.00%APY$300 a year on $10,000
  10. FirstBankFirstRate Money MarketFirstRate Money Market · $5,000 min

    Bank · 3 branches

    2.58%APY$258 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 98
    ASE Credit UnionSuper SaverSavings · $100 min · 1.51%–2.52% by balance

    Credit union · 1 branch

    2.52%APY$252 a year on $10,000
  12. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance

    Credit union · 13 branches

    2.25%APY$225 a year on $10,000
  13. Top Carrot, Carrot Score 98
    AOD Federal Credit UnionMoney MarketMoney Market · 0.25%–3.50% by balance

    Credit union · 1 branch

    2.25%APY$225 a year on $10,000
  14. Top Carrot, Carrot Score 91
    eCO Credit UnionMoney Market AccountMoney Market Account · $1,000 min

    Credit union · 6 branches

    2.02%APY$202 a year on $10,000
  15. Top Carrot, Carrot Score 89
    WinSouth Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.50%–2.75% by balance

    Credit union · 3 branches

    2.00%APY$200 a year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Birmingham, AL metro

121 accounts at 40 banks and credit unions · checked Oct 15–22

Typical
0.25%
Top 10% from
2.25%
Banks, typical
0.05%
Credit unions, typical
0.35%

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Birmingham, AL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ASE Credit UnionCredit union · 1 branch
  2. AOD Federal Credit UnionCredit union · 1 branch
  3. AmFirstCredit union · 17 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate