Credit union · NCUA insured
ASE Credit Union CD Rates
Top CarrotASE Credit Union’s best CD rate is 3.85% APY on a 9-month share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How ASE Credit Union’s CD rates compare
Compared with banks and credit unions near Montgomery, AL, where ASE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ASE Credit Union
3.85%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $287
Share Certificates
Top rate
Auburn University Credit Union
4.50%APY
- Term
- 42–47 months
- Minimum
- $2,500
- Earns on $10,000
- —
2nd-highest rate
MAX Credit Union
4.32%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $543
ASE Credit Union CD score
80
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo2.77%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ASE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.85%APY · 10 terms
Minimum opening deposit $500. Pays dividends quarterly.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest compound period: Quarterly | 2.52% | — | 2.52% | $62 |
| 6 monthsInterest compound period: Quarterly | 2.77% | — | 2.77% | $138 |
| 9 monthsInterest compound period: Quarterly | 3.85% | — | 3.85% | $287 |
| 12 monthsInterest compound period: Quarterly | 3.28% | — | 3.28% | $328 |
| 15 monthsInterest compound period: Quarterly | 3.55% | — | 3.55% | $446 |
| 18 monthsInterest compound period: Quarterly | 3.80% | — | 3.80% | $575 |
| 24 monthsInterest compound period: Quarterly | 3.75% | — | 3.75% | $764 |
| 36 months3 Year Step Up. Interest compound period: Quarterly | — | 2.27% | 2.27% | $697 |
| 36 monthsInterest compound period: Quarterly | 2.52% | — | 2.52% | $775 |
| 48 monthsInterest compound period: Quarterly | 2.78% | — | 2.78% | $1,159 |
| 60 monthsInterest compound period: Quarterly | 3.03% | — | 3.03% | $1,610 |
Who can join ASE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Montgomery, Autauga, Butler, Bullock, Chilton, Crenshaw, Dallas, Elmore, Lowndes, Macon, and Pike counties in Alabama are eligible to join.
Employers and groups
- Anyone employed and/or associated with ARSEA is eligible to join.
- Anyone employed and/or associated with ASEA is eligible to join.
Military, government and schools
- Current and retired employees of the State of Alabama, as well as anyone associated with the State of Alabama, are eligible to join.
- Anyone employed and/or associated with Troy University - Montgomery is eligible to join.
Cost to join
- Business membership requires a $100 minimum deposit to a Business Basic Savings account.
- Personal membership can be started with a savings deposit of as little as $5.
Membership information collected October 4, 2026.