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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Birmingham, AL metro

  1. Birmingham City Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    5.00%APY$759 over 18 months on $10,000
  2. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 9 branches

    4.25%APY$317 over 9 months on $10,000
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 22 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 27 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 14 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  6. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 5 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    WinSouth Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.10%APY$410 over 1 year on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    Legacy Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 10 branches

    4.10%APY$445 over 13 months on $10,000
  9. Top Carrot, Carrot Score 87
    Railroad Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000
  10. Eva BankTime Deposit (CD)CD · 18 months · $1,000 min

    Bank · 1 branch

    4.08%APY$618 over 18 months on $10,000
  11. Eva Bank40 month Fed Funds Variable Rate CDCD · 40 months · $10,000 min

    Bank · 1 branch

    4.08%APY$1,426 over 40 months on $10,000
  12. Top Carrot, Carrot Score 94
    AmFirstShare CertificatesCD · 13 months · $500 min

    Credit union · 17 branches

    4.05%APY$439 over 13 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Avadian Credit UnionCertificates of DepositCD · 5 months · $1,000 min

    Credit union · 12 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  14. FirstBankCertificate of Deposit (CD)CD · 7 months · $500 min

    Bank · 3 branches

    4.00%APY$231 over 7 months on $10,000
  15. Top Carrot, Carrot Score 93
    Coosa Pines Federal Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 3 branches

    4.00%APY$265 over 8 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Birmingham, AL metro

376 CDs at 36 banks and credit unions · checked Oct 16–22

Typical
2.93%
Top 10% from
3.85%
Banks, typical
1.02%
Credit unions, typical
3.30%

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Birmingham, AL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ASE Credit UnionCredit union · 1 branch
  2. AOD Federal Credit UnionCredit union · 1 branch
  3. AmFirstCredit union · 17 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate