Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 916–930 results
- AmericanBankPremium Money MarketPremium Money Market · $1 min · 2.25%–2.75% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: No minimum balance required to earn interest. Interest is compounded daily and earned on the daily balance based on a tiered-rate structure. Check writing and bill pay are not available. Electronic or paper statements available at no charge.
2.23% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 – $100,000 2.25% $100,000 – $1,000,000 2.25% $1,000,000 – $2,500,000 2.50% $2,500,000 and up 2.75% Rate checked
More details - AdelFi Christian BankingHarvest SavingsSavings · $100 min · 0.10%–5.00% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Limit one Harvest Savings account per member. $5.00 monthly service fee if balance falls below $100.00 (waived for Custodian Accounts under age 18). Tiered-rate account. Active online banking required.
Offer: Paid on balances up to $5,000. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.
$5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Harvest Savings Balance APY Up to $5,000 5.00% $5,000 – $10,000Your amount 2.25% Over $10,000 0.10% Rate checked
More details - First Federal Savings & LoanCDR SavingsSavings · $10 min · 1.21%–2.25% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Subject to First Federal domicile requirement (Shelby, Decatur or contiguous counties excluding Marion). Discretionary daily rate changes. Tiered interest rate structure.
Offer: Tier 1: Paid on entire daily balance of $250,000 or less.
2.23% interest rate · Effective Dec 19, 2024
Rate by balance
Rate by balance for CDR Savings Balance APY Up to $250,000Your amount 2.25% $250,000 and upBlended APY ranges from 1.73% to 2.26% depending on balance. 1.21%* Rate checked
More details - Unity BankeSavingsSavings · $1 min · 0.15%–3.75% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000intro rateRequirements
Product: Online accounts only for standard rates. Branch-only promo available with $1.00 opening deposit and $10 monthly fee if daily balance below $100. Promo rates require eStatements enrollment and branch opening. Rates effective as of 12/8/2025 (standard) and 9/29/2026 (promo).
Offer: Promo rate guaranteed for 90 days from opening. Must be opened at branch. Requires eStatements enrollment.
Promotional rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $10,000 0.35% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.75% $100,000 – $150,000 3.25% $150,000 and up 3.75% $250,000 – $500,000Online accounts only. 0.15% $500,000 and upOnline accounts only. 0.25% Rate checked
More details - Sierra Pacific Federal Credit UnionMoney MarketMoney Market · $0 min · 2.00%–3.25% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,0001.98% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 2.00% $10,000 – $25,000Your amount 2.25% $25,000 – $100,000 2.50% $100,000 – $150,000 3.00% $150,000 – $249,999 3.25% Rate checked
More details - SMW Financial Credit UnionWealth Builder Money Market SavingsWealth Builder Money Market Savings · $0 min · 0.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: $10 monthly maintenance fee waived by maintaining a $2,500 minimum balance. Free eServices and no minimum deposit to open. Direct check writing with 6 free pre-authorized/draft/check/electronic transactions per month, $10 per excess transaction thereafter.
Offer: $10 monthly fee waived with $2,500 minimum balance.
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Wealth Builder Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 and up 2.50% Rate checked
More details - Dupaco Community Credit UnionBright SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be enrolled in eStatements by end of month to earn dividends. Available exclusively to consumer members (business, fiduciary, minor, estate, trust accounts not eligible). Must be opened online via Dupaco's Online Application; limited to one account per SSN. Account balance limited to $1,000,000 inclusive of principal and dividend accruals.
Offer: Requires enrollment in eStatements to receive dividends. Online-only account.
2.23% interest rate · Balance cap $1,000,000 · No monthly fee · Effective Jun 2, 2026
Rate checked
More details - Frankenmuth Credit UnionSave to Win Savings AccountSavings · $25 min
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Liquid Savings Account. Can add funds at anytime and withdraw funds at anytime.
Offer: Requires $25 to open.
2.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Community Credit Union of FloridaHigh-Yield AccountSavings · $25 min · 0.00%–3.00% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Avoid a monthly service fee of $25 by maintaining a minimum daily balance of $10,000. Minimum deposit required to open is $25. Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties with a $5 one-time membership fee.
Offer: Monthly fee of $25 applies if minimum daily balance of $10,000 is not maintained.
0.00% interest rate · $25 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 2.25% $25,000 – $50,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.50% $50,000 – $100,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.75% $100,000 and upMonthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 3.00% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Must have an active Rewards or Rewards Interest Checking account and be enrolled in eStatements. Limit of one account per account holder.
Offer: When qualifications are met in the Monthly Qualification Cycle.
Qualified rate · 2.25% interest rate · No monthly fee
Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - Maine Family Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.25%–2.75% by balance
Credit union · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Product: $2,500 minimum balance to earn dividends. Rate subject to change after account opening at any time without notice.
2.23% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 2.25% $10,000 and upYour amount 2.25% $25,000 and up 2.25% $50,000 and up 2.75% Rate checked
More details - Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - Piedmont Federal BankCompanion Deposit AccountSavings · $2,500 min
Bank · Add a location to see nearby branches
2.25%APY$225 a year on $10,000Requirements
Offer: A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY.
2.23% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank