AdelFi Christian Banking High-Yield Savings & Money Market Rates

How AdelFi Christian Banking’s savings rates compare

Compared with banks and credit unions near Los Angeles, CA, where AdelFi Christian Banking has the most branches. $10,000, best rate first.

This credit union’s best
AdelFi Christian Banking
4.00%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$400
High-Yield Money Market
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Nuvision Credit Union
4.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$450
Nuvision Credit Union rates

Compare savings rates near you →

99

Savings score

Higher than 99% of U.S. banks and credit unions

By balance

$1,000 balance$1,0005.00%
$10,000 balance$10,0004.00%
$100,000 balance$100,0004.00%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where AdelFi Christian Banking ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Harvest Savings

2.25%APY$100 to open

Limit one Harvest Savings account per member. $5.00 monthly service fee if balance falls below $100.00 (waived for Custodian Accounts under age 18). Tiered-rate account. Active online banking required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Paid on balances up to $5,000. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.	5.00%	—	Paid on balances up to $5,000. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.
$5,000 – $10,000Paid on balances between $5,000.01-$10,000. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.	2.25%	$225	Paid on balances between $5,000.01-$10,000. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.
Over $10,000Paid on balances $10,000.01 and above. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.	0.10%	—	Paid on balances $10,000.01 and above. $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Active online banking required.

Sources (4)

All captured Oct 16, 2026

High-Yield Money Market

4.00%APY$1,000 to open

Must be at least 18 years old. Limit one per member. Available to new and existing AdelFi members beginning 10/16/2026. Minimum opening deposit of $1,000 in new money. Six withdrawals permitted each month without fee ($6 fee per withdrawal exceeding six). No monthly maintenance fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $100,000Requires minimum opening deposit of $1,000 in new money and minimum daily balance of $1,000 to earn advertised APY. Portions exceeding $100,000 earn the AdelFi Savings Account dividend rate (0.10%), resulting in a blended APY.$1,000 – $100,000	4.00%	$400	Requires minimum opening deposit of $1,000 in new money and minimum daily balance of $1,000 to earn advertised APY. Portions exceeding $100,000 earn the AdelFi Savings Account dividend rate (0.10%), resulting in a blended APY.

Sources (3)

All captured Oct 16, 2026

Savings Account

0.10%APY$100 to open

$5.00 monthly service fee if daily balance falls below $100.00; fee waived for Custodian Accounts under age 18. Variable rate account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balance$5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Variable rate.Any balance	0.10%	$10	$5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Variable rate.

Sources (2)

All captured Oct 16, 2026

Special-purpose accounts

Premium Money Market

0.80%APYIRA$10,000 to open

Variable tiered-rate account. $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. IRA available with $10,000 minimum to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 – $25,000Monthly fee of $15 waived when daily balance remains $10,000 or above.	0.80%	$80	Monthly fee of $15 waived when daily balance remains $10,000 or above.
$25,000 – $50,000Monthly fee of $15 waived when daily balance remains $10,000 or above.	1.05%	—	Monthly fee of $15 waived when daily balance remains $10,000 or above.
$50,000 – $100,000Monthly fee of $15 waived when daily balance remains $10,000 or above.	1.30%	—	Monthly fee of $15 waived when daily balance remains $10,000 or above.
$100,000 and upMonthly fee of $15 waived when daily balance remains $10,000 or above.	2.00%	—	Monthly fee of $15 waived when daily balance remains $10,000 or above.

Sources (3)

All captured Oct 16, 2026

Money Market Account

0.75%APYIRA$1,000 to open

Variable tiered-rate account. $10 monthly fee when daily balance falls below $1,000 at any time during the month. IRA available with $100 minimum to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Monthly fee of $10 waived if daily balance remains $1,000 or above.	0.65%	—	Monthly fee of $10 waived if daily balance remains $1,000 or above.
$10,000 – $25,000Monthly fee of $10 waived if daily balance remains $1,000 or above.	0.75%	$75	Monthly fee of $10 waived if daily balance remains $1,000 or above.
$25,000 – $100,000Monthly fee of $10 waived if daily balance remains $1,000 or above.	1.00%	—	Monthly fee of $10 waived if daily balance remains $1,000 or above.
$100,000 and upMonthly fee of $10 waived if daily balance remains $1,000 or above.	1.25%	—	Monthly fee of $10 waived if daily balance remains $1,000 or above.

Sources (3)

All captured Oct 16, 2026

Start Young Savings

0.10%APYKids and teens$25 to open

Youth savings account for ages 0-17. No monthly maintenance fees or minimum balance to earn disclosed APY. Dividends compounded daily and paid monthly. Variable rate.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo monthly maintenance fees. No minimum balance requirement to obtain disclosed APY. Dividends compounded daily and paid monthly. Variable rate. Available for age groups 0-7, 8-12, and 13-17.Any balance	0.10%	$10	No monthly maintenance fees. No minimum balance requirement to obtain disclosed APY. Dividends compounded daily and paid monthly. Variable rate. Available for age groups 0-7, 8-12, and 13-17.

Sources (4)

All captured Oct 16, 2026

Who can join AdelFi Christian Banking

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Membership is open to Christians from most denominations across the United States, including individuals, families, churches, ministries, and Christian-owned businesses or nonprofits.

Cost to join

There is no fee to become a member, but membership requires opening an account with an initial deposit for a membership savings account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

How AdelFi Christian Banking’s savings rates compare

AdelFi Christian Banking savings score

Current savings rates

Harvest Savings

High-Yield Money Market

Savings Account

Special-purpose accounts

Premium Money Market

Money Market Account

Start Young Savings

Who can join AdelFi Christian Banking

Employers and groups

Cost to join