Credit union · Privately insured
AdelFi Christian Banking
A $1.4B credit union, the 351st largest of 4,329, headquartered in San Dimas, CA, with 52,858 members and 1 branch in California. Best rates: savings 4.00% APY.
AdelFi Christian Banking Carrot Score
71
Carrot Score
Higher than 30% of U.S. banks and credit unions
#93 of 128 in Los Angeles, CA metroHow the score works →
Deposits are privately insured, not by the federal government.
About AdelFi Christian Banking
AdelFi is a member-owned Christian credit union formed through the 2025 merger of Christian Community Credit Union and AdelFi.
Its roots trace to 1957 with the founding of American Baptist Ministers Credit Union and 1964 with Conservative Baptist Credit Union.
Headquartered in San Dimas, California, the credit union specializes in ministry banking and real estate lending for churches, schools, and Christian organizations nationwide.
- Headquarters
- 255 N Lone Hill Ave, San Dimas, CA 91773-2308
- NCUA charter
- 97068
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Christians from most denominations across the United States, including individuals, families, churches, ministries, and Christian-owned businesses or nonprofits.
Cost to join
- There is no fee to become a member, but membership requires opening an account with an initial deposit for a membership savings account.
Branches
1 branch in California
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California
1 branch
- San DimasMain office255 N Lone Hill Ave, San Dimas, CA 91773Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.85% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.87% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.02% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio12.85%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.87%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AdelFi Christian Banking are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.